USDA Loan Vs. FHA loan pro & con for Opelika, Lee County, AL

In 2024, USDA loan limit in Opelika, county of Lee, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Opelika, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 589-4204 https://derekoswald.com/ 1624 miles Lender's profile and map Reviews Idaho First Mortgage - Oswald Talbot Group 3340 Merlin Drive, Idaho Falls, ID, 83404 We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
(208) 932-4559 http://bellfingrp.com/ 1624 miles Lender's profile and map Reviews Bell Financial Group 1833 E 17th St, Idaho Falls, ID, 83404 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(208) 525-8778 http://interwestmortgage.com/ 1624 miles Lender's profile and map Reviews InterWest Mortgage 1275 E 17th St, Idaho Falls, ID, 83404 InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
(208) 243-9100 http://idahofirstmortgage.com/ 1624 miles Lender's profile and map Reviews Idaho First Mortgage 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404 We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(435) 673-8998 http://www.redrockfinancialloans.com/ 1625 miles Lender's profile and map Reviews Red Rock Financial of St. George 720 S. River Road, Suite C-125, Saint George, UT, 84790 Our mission is to help those who have had a financial set back and need a second chance. Whether it is bankruptcy, job loss, or mounting medical bills, Red Rock Financial is here to help. We offer personal, auto, RV, and consolidation loans that have affordable monthly payments that report monthly to the credit bureau.
(435) 319-0018 http://lendingutah.com/ 1625 miles Lender's profile and map Reviews Platinum Mortgage Inc. 352 E Riverside Dr, Suite a-5, Saint George, UT, 84790 Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
(435) 216-9494 https://mymortgagehq.com/ 1625 miles Lender's profile and map Reviews Mortgage HQ 3111 East 2890 South, Saint George, UT, 84790 Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
(435) 986-2220 https://www.redrockhomeloans.com/ 1625 miles Lender's profile and map Reviews Red Rock Home Loans 169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790 We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
(435) 244-2966 http://biltcapital.com/ 1626 miles Lender's profile and map Reviews BILT Capital 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791 We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
(208) 766-2211 https://ireland-bank.com/ 1627 miles Lender's profile and map Reviews Ireland Bank 33 Bannock Street, Malad City, ID, 83252 Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.
(208) 233-4395 https://www.seius.org/ 1631 miles Lender's profile and map Reviews SEI Credit Union 555 N 5th Avenue, Pocatello, ID, 83201 At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
(208) 233-5544 https://www.connectidaho.org/ 1631 miles Lender's profile and map Reviews Connections credit union 1150 North 8th Avenue, Pocatello, ID, 83201 Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.