USDA Loan Vs. FHA loan for Southside, AL [ best of 2023]

In 2024, USDA loan limit in Southside, county of Etowah, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Southside, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(480) 309-5389 https://kdahomefinancial.com/ 1479 miles Lender's profile and map Reviews KDA Home Financial, LLC 935 East Main Street, Suite 101, Mesa, AZ, 85203 At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
(877) 276-1974 https://amerifirstloan.com/ 1479 miles Lender's profile and map Reviews Amerifirst Financial, Inc. 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203 Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
877-589-7533 https://www.notsohardmoney.com 1479 miles Lender's profile and map Reviews Not So Hard Money 935 E. Main Street, Ste 102, Mesa, AZ, 85203 We make Hard Money loans Not So Hard Money® by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
(801) 833-0643 http://www.m5funding.com/ 1480 miles Lender's profile and map Reviews Paradigm Commercial Capital 289 E 930 S, Orem, UT, 84058 M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains
(801) 871-3739 http://www.vahelpcenter.com/ 1480 miles Lender's profile and map Reviews VA Help Center, LLC 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058 "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
(801) 764-0111 http://www.securityhomemortgage.com 1480 miles Lender's profile and map Reviews Security Home Mortgage 576 State St, Orem, UT, 84058 Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
(435) 565-1768 http://privatemoneyutah.com/ 1480 miles Lender's profile and map Reviews Private Money Utah 560 S State Street F-1C, Orem, UT, 84058 We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
(480) 254-0497 http://www.landmarkcapitalmortgage.com 1481 miles Lender's profile and map Reviews Landmark Capital Mortgage LLC 725 W. Elliot Road, Suite 111, Gilbert, AZ, 85233 At Landmark Capital Mortgage, we work to provide you the best and most comprehensive service during your mortgage loan process. Our licensed Arizona mortgage originators are experts and will be in communication with you throughout the entire process. Our team will raise your expectations to a higher level for a mortgage company
(480) 320-2322 https://www.pilotmortgage.com/ 1481 miles Lender's profile and map Reviews Pilot Mortgage, LLC 727 W Ray Road B7, Gilbert, AZ, 85233 Pilot Mortgage Founder and Leading Mortgage Broker in Gilbert, Arizona explains how Pilot Mortgage is changing the consumer experience and expectations when it comes to mortgage lending. Gordon Goosen has been originating mortgages for 20+ years, since 1993. Assisting home owners achieve their financial goals through mortgage planning.
(800) 203-5901 https://cheerlending.com/ 1481 miles Lender's profile and map Reviews Cheerlending, LLC 425 W. Guadalupe Rd, Suite 116, Gilbert, AZ, 85233 CheerLending is transforming the mortgage industry by improving the customer experience with our innovative mortgage marketplace. When customers complete one simple form, CheerLending searches through the thousands of mortgage loan options available through our extensive lender network and provides the best options for their unique situations.
(888) 236-2409 https://marlincapitalsolutions.com/ 1481 miles Lender's profile and map Reviews Marlin Business Bank 2795 E. Cottonwood Parkway, Suite 120, Salt Lake City, UT, 84121 Marlin Leasing Corp is a nationwide provider of capital solutions to small business. With over 20 years of experience & an emphasis on partner relationships, we have structured funding solutions with a level of flexibility & ease to meet the needs of a wide variety of industries. So while we offer lending products directly to small business owners.