USDA Loan Vs. FHA loan pro & con for Russellville, Franklin County, AL

In 2024, USDA loan limit in Russellville, county of Franklin, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Russellville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(928) 913-8100 https://www.coconinofcu.org/ 1362 miles Lender's profile and map Reviews Coconino Federal Credit Union 2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001 Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
(602) 725-4968 https://www.legendmortgage.com/ 1362 miles Lender's profile and map Reviews Legend Mortgage Inc. 223 N. San Francisco Street, Suite 105-D, Flagstaff, AZ, 86001 At Legend Mortgage we have mastered the art of residential financing. Our Arizona based, family-owned operation has established the trust of homeowners, partners, and our local communities for the past 25 years. We consider ourselves Loan Curators. Armored with a complete collection of mortgage options
(435) 436-8288 http://www.utahheritagecu.org 1364 miles Lender's profile and map Reviews Utah Heritage Credit Union 84 West Main Street, Moroni, UT, 84646 Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
(559) 967-5582 https://blrirallc.myfreesites.net/ 1365 miles Lender's profile and map Reviews Hard Money, LLC 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118 Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.
(801) 489-3603 https://www.pacifichorizoncu.com/ 1365 miles Lender's profile and map Reviews Pacific Horizon Credit Union 96 East Center Street, Springville, UT, 84663 Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(801) 489-3679 https://nebocreditunion.org/ 1365 miles Lender's profile and map Reviews Nebo Credit Union 730 East 300 South, Springville, UT, 84663 Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
(801) 376-2788 http://nineyearmortgage.com/ 1365 miles Lender's profile and map Reviews 9 Year Mortgage 2343 Deer Creek Way, Springville, UT, 84663 9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
(801) 836-7442 http://mortgagezone.us/ 1365 miles Lender's profile and map Reviews Mortgage Zone, LLC 1190 North Main, Suite 20, Springville, UT, 84663 Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
(866) 529-7459 https://uibankonline.com/ 1365 miles Lender's profile and map Reviews Utah Independent Bank 55 South State Street, Salina, UT, 84654 Utah Independent Bank was established in Salina, Utah and opened for business in August 1977. Utah Independent Bank is the only locally owned bank in the counties of Sevier and Beaver. We currently have four locations to serve the needs of our customers; they are located in Beaver, Milford, Monroe, and Salina, Utah. All locations provide full-servi
(435) 896-4411 http://www.timberlinemortgage.net 1366 miles Lender's profile and map Reviews Timberline Mortgage, Inc 716 South Cove View Rd, Richfield, UT, 84701 Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.
(406) 228-8231 https://www.fcbank.net/ 1368 miles Lender's profile and map Reviews First Community Bank Montana 540 2nd Ave S, Glasgow, MT, 59230 At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.