USDA VS FHA in Sheffield, Colbert County, AL

In 2024, USDA loan limit in Sheffield, county of Colbert, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Sheffield, county of Colbert, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Sheffield, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Watkins Home Loans
  • 5703 Oberlin Dr, Suite 212, San Diego, CA, 92121
  • "Founded in 2004, Watkins Home Loans has helped countless clients finance their homes and investment properties. We take pride in our friendliness, availability and professionalism in making the mortgage financing process as informed, streamlined and efficient as possible. Whether it’s your first home, a vacation home, or an investment pr
  • Plaza Home Mortgage
  • 9808 Scranton Road, Suite 3000, San Diego, CA, 92121
  • "Plaza Home Mortgage, Inc. is a privately-owned national wholesale and correspondent mortgage lender. Founded in 2000, we have built our business on relationships and our deep understanding of the needs of the TPO community. Our Wholesale channel offers our broker clients a wide variety of product options, technology to help them present"
  • Vervent
  • 10182 Telesis Ct. Ste 300, San Diego, CA, 92121
  • Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
  • C2 Financial
  • 10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Integrity Capital Inc
  • 11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
  • "Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate. We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"
  • First Security Mortgage
  • 11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
  • "First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972 Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only
  • Summit Funding Inc.
  • 5414 Oberlin Dr UNIT 305, San Diego, CA, 92121
  • Our goal is to become your professional mortgage resource not just for this transaction, but for all your financing needs in the future. Our time and resources are spent making your next real estate finance experience the best you've ever had. We take great pride in building lifelong relationships. In fact, we guarantee you an experience unlike an
  • Lantzman Lending
  • 11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
  • We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary) We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.
  • C3bank, National Association
  • 850 S. Coast Hwy 101, Encinitas, CA, 92024
  • C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings. C3bank founded in 1981.
  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
  • Rancho Coastal Realty, Inc
  • 4405 Manchester Avenue, Encinitas, CA, 92024
  • Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.