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Loan Mortgage Broker- Mortgage brokers arrange Conventional loans, FHA, VA, USDA, reverse Mgt., or private money (hard money loans). Mortgage Brokers can be Retail Lenders, Wholesale lenders, or Both. Mortgage Brokers can also operate as Private Investors, Direct Lenders, and Real Estate Agents/Brokers. Select all the categories that apply to you.
Direct Lender- Lendersa® considers a direct lender as any lender who approves the final loan and funds the loan without resourcing to other brokers or lenders.
Hard money mortgage brokers who fund loans through their exclusive group of private investors are considered direct lenders if they underwrite the loan and issue the documents and loan disclosures under their company name.
Direct Lenders could be Retail Lenders, Wholesale Lenders or Both
Lenders who originate loans package and forward them to other lenders or mortgage brokers are not direct lenders.
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