Lendersa® strives to bring you the most accurate results based on the type of property used to secure your loan.
Each type of property has a unique set of underwriting guidelines. The property type, condition, location, and financial profile determine the maximum loan amount, interest rate, and terms.
Document requirements could also affect the results and the speed of the loan approval.
Lendersa® has a proprietary loan calculator that is the most advanced anywhere on the internet. No social security information is required to get accurate results in a few minutes.
Hard money lenders are private individuals or companies that offer loans based on the value of collateral, such as real estate. They typically have shorter loan terms, higher interest rates, and more flexible lending criteria than traditional lenders like banks.
Lendersa® compares rates and terms from thousands of hard money lenders, brokers, and private investors to bring you instant loan proposals. The lowest interest rate, lowest fees, or the highest loan to value (LTV) on your hard money loan is possible when the best lenders compete for your business. Unlike bank loans that can take months to fund, hard money lenders will close your loans in days. If you needed money yesterday, you are on the right page!
If you have difficulty qualifying for a loan due to a lack of documented income, credit issues, or other financing problems, you have a solution with Lendersa®. Enter your scenario to get ten competing loan offers based on your real estate equity in minutes.
Is there a difference between "hard money" and "private money" loans? Find what hard money is used for in residential, commercial, and vacant land. Gain a deep understating of the mechanics and challenges hard money lenders deploy to fund a loan based on equity.
Run your numbers instantly to see loan costs, potential profit, and maximum loan amounts before you apply. Calculate Your Deal →
Real estate is local, and so are the best investors. Browse our nationwide directory to find lenders who understand your specific city and state regulations. View Lenders by State →
AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY
Local hard money investors do the majority of hard money lending. That has to do with the familiarity demanded by the private investors. Since equity in the property is the driving force behind any hard loan, investors familiar with the property location could act faster.
Who are Private Money Lenders, how do they operate, and what do you need to know about them to become successful in real estate? Vital data if you need to borrow money or become a private lender yourself.
Lendersa® compiled the largest list of all hard money lenders in the country; use the directory to sort out lenders by location, loan programs, and rates and terms offered.
Zero-down loans are rare, but they exist. Learn the specific requirements to qualify for full financing on your next fix-and-flip project. See 100% LTV Requirements →
Unsure which loan is right for you? We break down the mechanics of asset-based lending, interest rates, and how private investors differ from banks. Read the Guide →
Most hard money lenders only fund investment properties, but we track the exclusive 5% of lenders who offer Consumer Hard Money loans for owner-occupied homes. Find Owner-Occupied Lenders →
Every lender has different guidelines. Our AI guide helps you navigate the "Wild West" of private lending to find the rates and terms that fit your unique situation. View the Borrower’s Guide →
Tired of low stock market returns? Learn how to earn 9–14% passive income by investing in loans secured by real estate equity. Start Investing →
Stop chasing cold leads. Join the Lendersa network to get fresh, high-quality loan requests delivered directly to your pipeline. Get Leads →
This article dives deep into the Hard Money Loans structure to enrich your knowledge about the mechanics and rationale behind Hard money financing. An excellent resource for sophisticated borrowers and hard money mortgage brokers.
