Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans and other services in a convenient, equitable and competitive manner.
Our members are the bedrock of our credit union. Member-owned and not-for-profit, we're a financial cooperative that puts your needs first. Our core responsibility is to actively serve our members and the communities they live in whenever possible. You'll be treated with the respect you deserve and be assured of rock-solid dependability and accurate information from our highly trained staff.
Our membership is comprised of a diverse social and economic group, and that's the way we prefer it. We can only strengthen our credit union through a wide-ranging spectrum of worldviews and ideas. At Capstone FCU, we recognize the value of demographic diversity in our staff as well as volunteers. For this reason, we strive to bring people of diverse backgrounds and experiences into leadership roles at the credit union.
We consistently communicate our service to members in a meaningful way so that members, potential members and the community at large will understand and appreciate the unique role that member-owned financial cooperatives can play in their lives. Capstone FCU promises to build our members' financial strength by helping them to become financially self-sufficient and successful. We further this through consumer education and staying at the forefront of leading-edge ideas and educational programs.
The financial strength of the credit union is maintained through annual board elections, periodic focus groups, committee involvement and diversity programs. We also provide financial and in-kind resources to others within the credit union community, and participate in cooperative activities from a local to a national level when appropriate. Capstone FCU also supports other public service activities ranging from the Alzheimer's Association to the United Way.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154