The Demo calculator and the Hard Money Calculator give you a general estimate on the type of loans you could expect to get. The next step up is Lendersa® Advanced Calculator, the ultimate lending calculator and a quantum lip over any other mortgage calculator in existence.
Lendersa® Advanced Calculator is more diverse and powerful than the Hard Money Calculator, and the Demo Calculator. It includes all the data fields necessary to determine your eligibility for any loan.If you are not sure about what loan you can get, then use Lendersa® Advanced Calculator instead of the Hard Money Calculator. Start by entering the type of property and your zip code and click the “Explore Your Options” button.
Compare our calculators:
Hard Money Calculator
Schedule of Real Estate
Citizenship / Foreign
Loan Program Type
Popular Loan Filter
Prepay penalty options
Loan Extension options
Link to LoanImprove™
Other advanced Filters
Not sure which calculator to select?
Uncertain for what loan you qualify?
Below is a partial list of Lendersa® Advanced Calculator solutions:
Bad/ No Credit?
Not a citizen?
Corporation or LLC?
Fix N’ flip?
Take the quantum Lip!
Discover the loan you deserve with Lendersa® Advanced Calculator. No social security or personal confidential information is required.
The Advance calculator enables you to use Lendersa® LoanImprove™ engine to optimize your loan request so more lenders would want to compete for the privilege od arranging your loan.
LoanScore™ (Loan Chance of Success Score) measures the likelihood to find participating lenders who have matching loan programs to the borrower loan request. A borrower can explore many inquiries and receive several results for each inquiry with unique LoanScore™ for every result. The LoanScore™ indicate to the borrower the number and the quality of the lenders who are interested in looking at his loan request. The LoanScore™ scores range from 0 to 99. A high LoanScore™ (E.g., above 80) indicates many eager lenders who are interested in arranging the loan based on the borrower request. A low LoanScore™ indicates no or very few lenders with a small number of matching programs. Lendersa loan optimization is a proprietary process the borrower can undertake to improve the results of his loan request and raise LoanScore™.
What is the different between LoanScore™ and Fico score? LoanScore™ and Fico Score are completely different scores. FICO, or Fair Isaac, credit scores are a method of quantifying and evaluating an individual's creditworthiness. Fico scores range from 300 to 850. Fico Score measure your credit rating; it is based on your credit history. LoanScore™ (Loan Chance of Success Score) measures the likelihood you will receive loan offers from lenders based on your loan request and your financial qualifications. The LoanScore™ range is from 0 to 99. Good Fico score normally helps raise the LoanScore™, but it is only part of the LoanScore™. It is possible to have perfect Fico score of 850 and LoanScore™ of 0; it means that despite the excellent credit, there are no loan programs which are matching your borrower’s needs. And vice-versa, you can have a terrible credit score of 350 Fico and LoanScore™ of 99, which could be possible when you request a loan based on equity only and the lenders disregard the credit rating. Each loan program has its unique LoanScore™. Each time you change your loan request, the programs change, and the LoanScore™ of each program change instantly and automatically the Fico score remains the same unless you manually change it.
Lendersa Hard Money loan calculator delivers instant rate & terms accurate results from the best private money investors in every state.
You don't need to disclose your email or phone number to see results based on the property, your financial needs, and your qualifications
Lendersa® matches your loan request with the best lenders among thousands of lenders.
A LoanScore between 20-59 indicates a poor to fair chance of getting multiple loan proposals. Use Lendersa® LoanImprove™ engine. You’ll then see if you can optimize your loan request for better loan programs.
A high LoanScore™ Indicates many lenders and a variety of loan programs are available for you. Expect several loan proposals from our lenders and competing bids for your loan business!
Small changes in sliders could produce big changes in the results.
Use the sliders to explore different scenarios.
Hard Money Calculator
Need a loan closed in 5 days? Get Quick Results from thousands of Hard Money Lenders.
Find any available loan programs in 60 seconds based on real-time rate sheets from thousand of lenders and private investors.
Lendersa® Advanced Calculator
The ultimate real estate calculator takes into consideration all the factors that can make or break any loan with over 20 filters and advanced setting.
Lendersa® Advanced Calculator
More than a calculator!
Find the lenders
Instantly convert the Advanced Calculator Results to a loan request and have 3-6 best matching lenders competing for your loan.
Compare thousands of loan programs in seconds.
Improve your Chances
If your LoanScores™ is high, you grantee to get multiple proposals from lenders. If it is too low, use the LoanImprove™ tools to raise the LoanScore™ and only when high enough, then, submit to lenders.
Lendersa's hard money Calculator for Residential mortgages, Commercial loans, and vacant land loans has in its core algorithm the results from private lenders, and it is based mainly on the equity you have in the property. To review the best possible rate and terms for loans based on income and credit, we recommend the following links:
You may qualify for a better rate and terms with a bank or credit union loan; to find out your options use the Lendersa Advance calculator. Other useful resources for credit and income-based loans are:
Enter your scenario to compare loan programs from thousands of lenders. One platform compares Conventional, FHA, VA, USDA, Jumbo loans, None QM, and hard money loans to bring you the best possible options. Lendersa® calculates results for residential, commercial, and vacant land loans.
Lendersa® Advanced Calculator is superior to all other mortgage calculators because it takes into consideration 15 separate factors which determine the loan amount, rate, and term a borrower can get.
Other calculators, including Zillow mortgage calculator, Bankrate mortgage, or Nerdwallet mortgage calculator, only use 4-7 factors instead of 15 we use; their results are often inaccurate.
Income, credit, and LTV ( Loan to Value) are the most critical loan approval factors. Still, the type of income, verification, credit events, liquid reserves, vesting, and eight other factors that only Lendersa® include in its calculation always influence the rate terms and loan amount.
Lendersa® hard money loan calculator allows you to change load scenarios in seconds to find out "What If" various situations and options.
Any small change to Credit score, LTV, Income, and 10+ other factors will immediately impact the results. Lendersa® lets you make changes and immediately observe the "What If" results.
Loan To Value (LTV)
Hard Money Rate/Terms
Advance Calculator- Change menus to create unlimited lending scenarios to see what loans are available.
Qualification Calculator- (Affordability) What is the minimum income you need to qualify for a loan based on credit, loan to value, and 13 other factors.
Lendersa® hard money calculator compares your loan request against conventional and FHA loan matrix Non- QM matrixes soft hard money and hard-hard money loan programs to bring you the best results. The calculator factors in 15 traits, and it is the most accurate calculator available for instant results.
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