Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company. As the real estate market rebounds from these lows, we feel strongly now is the best time ever to begin accumulating a portfolio of high yielding, low risk commercial properties.
Harbor Equity is a commercial banking firm whose senior partners have provided quality service to clients in funding non-conventional transactions. We are underwritten 100% by private funds. What this means to you is our decision to move forward on your transaction is strictly ours and we have no need to get your transaction approved from any 3rd party.
Our business philosophy is based on two simple ideas: to help our clients identify the most cost-effective source of short term capital and to close quickly and efficiently. In doing so, our senior partners have helped corporations, commercial property developers, brokers and private individuals meet their financial objectives.
Our area of expertise is commercial bridge, hard money, acquisition, refinance and development, and construction transactions. The time proven adage applies to our philosophy, “collateral dictates terms”. This is how our interest rates start as low as 10%. While others in the industry attempt to attract you with promises and rates that are unrealistic in this marketplace thereby wasting your time and money, once your application with us is reviewed, we will be upfront with you as to rate and terms
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154