Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner; we aim to offer that type of service.
Clients and realtors alike appreciate the fact that we return their calls outside of normal business hours. Let's say you are looking at a home you want to buy and it's more than you expected to pay and it's a Saturday evening. Will we pick up the phone or return your text? Yes we will! Or if you're refinancing and want to pay off a big credit card debt but aren't sure if you can...we will respond.
Our website serves as a primer for borrowers who want to learn how the mortgage process works, whether you are refinancing or purchasing. Mike’s Mortgage Team recognizes that not everyone is ready to engage immediately so we afford our clients the time and space necessary to formulate their questions and have them answered in a consultative style. Our no-pressure approach pays off for our clients in the long run as they feel they are being nurtured, rather than being sold.
Our goals for our clients are to:
Provide useful information regarding options for refinancing and home buying
Prepare clients who may not yet be ready to work on overcoming obstacles
Conserve as much of their assets as possible while obtaining the right loan for their circumstances
Put our clients in a position of long term gain and sustainability
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154