The owner, Tim Lacyk, dove head first into the mortgage industry some 15 years ago. Originally hired as a Loan Closer (coordinates with Title the closing process the final loan figures, balances, and wires the money to closing), he also moved through a variety of roles after that, including post-closing management, client relations, pipeline management, and other customer service roles. Through those positions, he really saw a lack of communication by Loan Originators/Brokers to their clients. People were bemoaning to him often that they never could get in touch with their Loan Originator/Broker. Having to apologize on behalf of the Loan Originator/Broker for nothing he did wrong really pushed Tim’s buttons. So, right there he saw a need. Tim decided to take the plunge and obtain his Mortgage Loan Originator License. That was just the beginning, however.
Tim knew there was a incredible need for beginning to end contact with the customer. Not just take an application and push you to another person; instead he sought to provide white-glove high-touch service throughout the process. Unfortunately, not all lenders are set-up like that. Most are the equivalent of puppy mills. Tim felt uncomfortable being an originator in a system that was archaic and behind the times, but more importantly, he was not able to thrive as he sought to do. That’s when WHOLESALE MORTGAGE ADVISORS came to life.
Today, everything Tim’s passionate about is conveyed through his company. His support team and other Mortgage Brokers work to a system where the client is centric and the loan process is built around catering to the needs of the client and the real estate counterparts.
Working with WHOLESALE MORTGAGE ADVISORS you can expect to be educated, well-advised and informed throughout the process. The more you understand the process, the better your chances are to repeat business with us. And that is our core. We are built on relationships and referrals. We do not buy leads, we do not solicit business by making cold calls. We simply do the job right, every time, and through it build our reputation with word-of-mouth referrals.
Come find out why Colorado continues to choose us over large lenders and be treated the way you deserve and expect to be. At WHOLESALE MORTGAGE ADVISORS, we will do just that.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154