Founded in 1958, Financial Access Federal Credit Union is the only Manatee Chartered Credit Union and is located in Bradenton Florida. In 2018 we celebrated our 60th Anniversary!
We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers, whom we call member-owners, because each one has a stake, or ownership, in our cooperative. Financial Access doesn't make a profit just to turn it over to anonymous shareholders. The money we earn is returned to our "shareholders" - our members - in the form of dividends and lower rates.
Your money is well protected: funds deposited at FAFCU are covered by the National Credit Union Share Insurance Fund (NCUSIF). Not one member has lost a single penny of insured savings at this credit union - or any other one! Serving our community is just as important to us as serving our members. Financial Access FCU contributes funds to many charitable organizations and agencies, and our employees support a number of worthy causes through donations and volunteering.
You are eligible if you live, work, attend school or worship in the Eligible CDFI Investment Areas of Manatee and Sarasota counties; also Select Employer Groups, Associations and Organizations as approved by FAFCU; Also, spouses of persons who died while within the field of membership; employees of FAFCU; members of the immediate family or household of FAFCU members; and organizations of such persons. (Contact Member Services)
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154