Fieldstone Credit Union

395 N Kinzie Avenue, Bradley, IL, 60915  

Armour Kankakee Credit Union officially changes its name to Fieldstone Credit Union: Many paths. One destination. The new name reflects the “fields of stone” (175 acres of farmland) where Armour and Company built a $14 million plant in 1950. Those fields of stone laid the foundation for the credit union

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Fieldstone Credit Union: Your Trusted Financial Partner

Key Highlights

• Fieldstone Credit Union is a trusted financial that offers personalized financial to its members.
• They are a community-focused institution that is committed to supporting the local community through educational programs and charitable initiatives.
• Field Credit Union understands the importance of financial health and offers resources to help members improve their credit scores and manage their budgets.
• They provide a wide range of services, including high-yield savings accounts, certificates of deposit, competitive mortgage options, personal loans, auto loans, and wealth management.
• Fieldstone Credit Union also offers convenient digital banking features, including online and mobile banking, as well as secure payment solutions.
• By choosing Fieldstone Credit Union, members can enjoy lower interest rates, personalized service, and the satisfaction of supporting a community-focused institution.

Introduction

Fieldstone Credit Union is your trusted financial partner, offering a wide range of services to help you achieve your financial goals. As a credit union, they prioritize the financial health and well-being of their members. Whether you're looking to save, borrow, invest, or manage your financial affairs, Fieldstone Credit Union has the personalized solutions to meet your needs.

At Fieldstone Credit Union, they believe in the power of community. They are dedicated to supporting the local community through various initiatives, including educational programs and charitable work. By choosing Fieldstone Credit Union, you not only benefit from their exceptional financial services but also contribute to the growth and development of your community.

Why Choose Fieldstone Credit Union?

Fieldstone Credit Union stands out from traditional financial institutions because of its commitment to providing personalized financial solutions. They understand that every member's financial situation is unique, and they work closely with each member to tailor their services to individual needs.

Moreover, Fieldstone Credit Union is a community-focused institution that actively supports the local community. They believe in giving back and making a positive impact through educational programs and charitable initiatives. By choosing Fieldstone Credit Union, you can trust that you are partnering with a financial institution that truly cares about its members and the community.

Personalized Financial Solutions

Fieldstone Credit Union takes pride in offering personalized financial solutions to its members. They understand that everyone's financial needs and goals are different, and they take the time to listen and understand each member's unique situation. Whether you're looking for a mortgage, a personal loan, or an auto loan, Fieldstone Credit Union will work with you to find the best terms and rates to fit your budget.

When it comes to loans, Fieldstone Credit Union offers flexible loan terms that can be customized to meet your needs. Fieldstone take into consideration factors such as your credit score, income, and debt levels to determine the loan terms that are right for you. With Fieldstone Credit Union, you can trust that you are working with a reputable financial institution that has your best interests in mind.

Community-Focused Banking

Fieldstone Credit Union is deeply committed to the local community and actively participates in various community involvement initiatives. They understand the importance of supporting the community and strive to make a positive impact through their services and programs. Here are some ways in which Fieldstone Credit Union demonstrates its community focus:

• They offer educational programs to help members improve their financial literacy and make informed financial decisions.
• Fieldstone Credit Union actively engages in charitable initiatives to support local causes and provide financial assistance to those in need.
• They collaborate with local organizations and support community events to promote community development and growth.
• Fieldstone Credit Union encourages its members to get involved in community service and volunteering, fostering a sense of unity and shared responsibility.

Understanding Your Financial Health

Understanding your financial health is crucial for making informed financial decisions and achieving your long-term goals. Fieldstone Credit Union provides resources and guidance to help you assess and improve your financial health.

One essential aspect of financial health is your credit score. Fieldstone Credit Union can help you understand the factors that affect your credit score and provide advice on how to improve it. A higher credit score can lead to better loan terms and lower interest rates, saving you money in the long run.

Additionally, Fieldstone Credit Union offers tools and resources to help you with budgeting and financial planning. By creating a realistic budget and setting financial goals, you can take control of your finances and work towards a secure financial future.

The Importance of a Credit Score

Your credit score plays a crucial role in determining your financial well-being. Fieldstone Credit Union understands the importance of a good credit score and provides guidance on how to improve and maintain it.

When applying for a loan, lenders often perform a credit check to assess your creditworthiness. A higher credit score can increase your chances of loan approval and allow you to access higher loan amounts at lower interest rates. On the other hand, a lower credit score may limit your borrowing options and result in higher interest rates.

Fieldstone Credit Union can help you understand the factors that affect your credit score and provide tips on how to improve it. By building a strong credit history and maintaining good credit habits, you can pave the way for a brighter financial future.

Budgeting for Success

Budgeting is a fundamental aspect of financial success. Fieldstone Credit Union provides tools and resources to help you create and stick to a budget that aligns with your financial goals. Here are some key tips for budgeting success:

• Determine your monthly income and expenses to get a clear understanding of your financial situation.
• Categorize your expenses and identify areas where you can potentially reduce spending.
• Set realistic financial goals, such as saving for a down payment or paying off debt, and allocate funds towards those goals.
• Track your monthly expenses and adjust your budget as needed to ensure you stay on track.

By following these budgeting tips and leveraging the resources provided by Fieldstone Credit Union, you can take control of your finances and work towards achieving your financial goals.

Saving with Fieldstone Credit Union

Fieldstone Credit Union offers various options for saving money and growing your wealth. By taking advantage of their savings accounts and certificates of deposit, you can enjoy higher interest rates and secure your financial future.

High-yield savings accounts allow you to earn competitive interest rates on your savings, helping your money grow over time. Fieldstone Credit Union provides options for different types of savings accounts to suit your needs.

Certificates of deposit (CDs) are another saving option offered by Fieldstone Credit Union. By investing in a CD, you can lock in a fixed interest rate for a specific period, ensuring a guaranteed return on your investment.

By choosing Fieldstone Credit Union for your savings needs, you can enjoy the benefits of higher interest rates and lower fees compared to traditional banks.

High-Yield Savings Accounts

Fieldstone Credit Union's high-yield savings accounts offer an excellent opportunity to grow your savings and achieve your financial goals. Here are some key features and benefits of their high-yield savings accounts:

• Competitive Interest Rates: Fieldstone Credit Union provides higher interest rates on their savings accounts compared to traditional banks, allowing your money to grow faster.
• Flexibility: Their savings accounts offer flexibility, allowing you to withdraw funds when needed while still earning interest on your remaining balance.
• Security: Fieldstone Credit Union is a trusted financial institution, ensuring the security of your funds.
• Member Benefits: By choosing Fieldstone Credit Union, you become a member and gain access to exclusive member benefits and services.

By opening a high-yield savings account with Fieldstone Credit Union, you can enjoy the advantages of higher interest rates, financial security, and personalized service.

Certificates of Deposit

Certificates of Deposit (CDs) offered by Fieldstone Credit Union are an excellent investment option for individuals looking to earn a guaranteed return on their savings. Here are some key features and benefits of their certificates of deposit:

• Fixed Interest Rates: Fieldstone Credit Union offers CDs with fixed interest rates, providing certainty and stability for your investment.
• Different Terms: They provide various CD terms, allowing you to select the term that aligns with your financial goals.
• Guaranteed Returns: With CDs, you can be confident in earning a guaranteed return on your investment, regardless of market fluctuations.
• Low Risk: CDs are considered low-risk investments since they are insured by the National Credit Union Administration (NCUA) up to $250,000.

By investing in certificates of deposit with Fieldstone Credit Union, you can grow your wealth with the assurance of a guaranteed return on your investment.

Lending Services: HELOC, Auto, Credit Card Loans and more

Fieldstone Credit Union provides a wide range of loan services to help you achieve your financial goals and fulfill your borrowing needs. Whether you're looking to purchase a home, finance a vehicle, or need funds for personal expenses, Fieldstone Credit Union has you covered.

They offer competitive mortgage options, allowing you to find the perfect home financing solution tailored to your needs. Their personal loans provide financial assistance for various purposes, such as consolidating debt or making home improvements. Additionally, Fieldstone Credit Union's auto loans offer competitive rates and flexible terms for purchasing your dream car.

By choosing Fieldstone Credit Union for your loan needs, you can benefit from their personalized service, lower interest rates, and flexible repayment options.

Competitive Mortgage Options

Fieldstone Credit Union understands the importance of finding the right mortgage to finance your dream home. They offer competitive mortgage options tailored to your unique needs and circumstances. Here are some key features and benefits of their mortgage services:

• Variety of Mortgage Types: Fieldstone Credit Union provides a range of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans.
• Personalized Service: Their mortgage experts work closely with you to understand your financial goals and help you select the best mortgage option.
• Home Equity Line of Credit (HELOC): Fieldstone Credit Union also offers HELOCs, allowing you to tap into the equity of your home for additional financial flexibility.

Whether you're a first-time homebuyer or looking to refinance your existing mortgage, Fieldstone Credit Union can provide the guidance and support you need to make informed decisions.

Personal and Auto Loans

Fieldstone Credit Union offers personal and auto loans to help you finance your personal expenses or purchase a vehicle. Here are some key features and benefits of their personal and auto loans:

• Flexible Loan Terms: Fieldstone Credit Union provides flexible loan terms, allowing you to select the repayment period that best fits your budget and financial goals.
• Competitive Rates: Their loans come with competitive interest rates, ensuring that you get the best deal possible.
• Personalized Service: Fieldstone Credit Union takes the time to understand your needs and provides personalized service throughout the loan application process.

Here is a table that summarizes the key information about personal and auto loans at Fieldstone Credit Union:

By choosing Fieldstone Credit Union for your personal and auto loan needs, you can enjoy the benefits of competitive rates, flexible terms, and personalized service.

Investing Through Fieldstone Credit Union

Fieldstone Credit Union understands the importance of investing in your future and offers services to help you plan for retirement and manage your wealth. By investing through Fieldstone Credit Union, you can work towards achieving your long-term financial goals and securing your financial well-being.

Retirement Planning

Planning for retirement is crucial to ensure a secure financial future. Fieldstone Credit Union offers retirement planning services to help you navigate the complexities of retirement savings and investments. Here are some key features and benefits of their retirement planning services:

• Guidance from Experts: Fieldstone Credit Union's retirement planning experts can provide guidance and advice tailored to your specific retirement goals.
• Investment Options: They offer a range of investment options, such as individual retirement accounts (IRAs) and employer-sponsored retirement plans.
• Financial Planning: Fieldstone Credit Union can assist you in creating a comprehensive financial plan that takes into account your retirement goals and other financial obligations.

By utilizing their retirement planning services, you can make informed decisions and take the necessary steps to secure your financial future.

Wealth Management Services

Fieldstone Credit Union provides wealth management services to help you grow and protect your wealth. Their team of experienced financial advisors can guide you in creating and managing a personalized investment portfolio. Here are some key features and benefits of their wealth management services:

• Personalized Approach: Fieldstone Credit Union takes a personalized approach to wealth management, considering your unique financial goals and risk tolerance.
• Investment Strategies: Their financial advisors can develop customized investment strategies that align with your long-term financial objectives.
• Ongoing Monitoring: Fieldstone Credit Union continually monitors your investment portfolio and adjusts strategies as needed to maximize returns and manage risks.

By partnering with Fieldstone Credit Union for wealth management services, you can benefit from their expertise and ensure that your investments are optimized for success.

Digital Banking Features

Fieldstone Credit Union understands the importance of convenience and accessibility in today's digital world. They offer a range of digital banking features to make managing your finances easier and more convenient.

Online and Mobile Banking

Fieldstone Credit Union provides online and mobile banking services, allowing you to access and manage your accounts anytime, anywhere. Here are some key features and benefits of their digital banking services:

• Account Access: With online and mobile banking, you can check your account balances, view transaction history, and transfer funds between accounts with ease.
• Bill Pay: Fieldstone Credit Union's digital banking platform allows you to pay bills online, saving you time and eliminating the need for paper checks.
• Enhanced Security: Fieldstone Credit Union prioritizes the security of your financial information and ensures that their digital banking platform is protected with advanced encryption technology (https).

By utilizing Fieldstone Credit Union's online and mobile banking services, you can conveniently manage your finances with confidence and peace of mind.

Secure Payment Solutions, Including on Our New App

Fieldstone Credit Union offers secure payment solutions to ensure safe and convenient transactions for its members. Utilizing advanced encryption technologies, our online platform and mobile banking app prioritize data security. Whether making payments or transferring funds, rest assured that your financial information is protected. With a focus on safeguarding your assets, Fieldstone Credit Union employs robust security measures to prevent fraud and unauthorized access, offering peace of mind for all your banking needs. Trust us for a seamless and secure payment experience.

Fieldstone Credit Union's Community Involvement

Fieldstone Credit Union is deeply committed to supporting the local community and making a positive impact through various community involvement initiatives.

Educational Programs

Fieldstone Credit Union offers educational programs to promote financial literacy and empower members to make informed financial decisions. Here are some key features and benefits of their educational programs:

• Financial Education: Fieldstone Credit Union provides resources and workshops to help members improve their financial literacy and develop essential money management skills.
• Community Involvement: They actively engage with the local community by partnering with schools, organizations, and community groups to deliver educational programs.
• Eligibility: Fieldstone Credit Union's educational programs are available to members of all ages and backgrounds, promoting inclusive financial education.

By participating in their educational programs, you can gain valuable knowledge and skills to enhance your financial well-being.

Charitable Initiatives

Fieldstone Credit Union is committed to giving back to the community through various charitable initiatives. Here are some key features and benefits of their charitable work:

• Community Support: Fieldstone Credit Union actively supports local causes and organizations that make a positive impact on the community.
• Financial Assistance: They provide financial assistance to individuals and families in need, helping to alleviate financial burdens and promote financial stability.
• Philanthropic Culture: Fieldstone Credit Union fosters a culture of philanthropy among its employees, encouraging them to get involved in charitable initiatives and volunteer work.

By choosing Fieldstone Credit Union, you not only benefit from their exceptional financial services but also contribute to the betterment of the community.

Conclusion

Fieldstone Credit Union stands out as your trusted financial partner, offering personalized solutions and community-focused banking. Understanding your financial health is crucial, from credit scores to successful budgeting. Saving with Fieldstone includes high-yield accounts and certificates of deposit. Loan services cover competitive mortgages and personal/auto loans. Investing through Fieldstone offers retirement planning and wealth management. Embrace digital banking for convenience and security. Discover our commitment to the community through educational programs and charitable initiatives. Find answers to FAQs about opening an account, our unique offerings compared to banks, loan options, and the benefits of joining Fieldstone Credit Union.

Frequently Asked Questions

Eligibility to Open an Account with Fieldstone Credit Union?

To open an account with Fieldstone Credit Union, you can visit their website or contact their customer service. The application process is simple, and eligibility requirements vary depending on the type of account you wish to open. As a member, you can enjoy various benefits, including personalized financial solutions and support from a trusted financial institution.

What Makes Fieldstone Credit Union Different from Banks?

Fieldstone Credit Union stands out from traditional banks because of its focus on personalized service, lower fees, and community involvement. As a credit union, they prioritize the financial well-being of their members and offer exclusive benefits and services that cater to individual needs.

Can I, as a Borrower, Get a Loan with Bad Credit?

Fieldstone Credit Union understands that everyone faces financial challenges, and they strive to help members overcome them. Even if you have bad credit, you may still be eligible for a loan. Fieldstone Credit Union takes a holistic approach to loan approval and considers factors beyond credit scores. They offer financial counseling and flexible solutions to assist members in improving their credit and obtaining the financing they need.

What Are the Benefits of Joining Fieldstone Credit Union?

By joining Fieldstone Credit Union, you gain access to a range of exclusive member benefits. These include lower interest rates on loans and higher interest rates on savings accounts, personalized financial solutions, and exceptional customer service. Furthermore, you become part of a community-focused institution that actively supports the local community through educational programs and charitable work.

LENDING PROFILE

• RESIDENTIAL: Hard Money
• COMMERCIAL: Hard Money , Portfolio
• LAND: Hard Money