At Malibu Funding, Inc. offers clients several different loan products from over 30 different lenders, including: FHA, Conventional, VA, Jumbo, VOE programs, ARMs, Purchase, Refinance and FHA Streamline loans. While getting a loan has become far more difficult than it has been duringthe past decade, the good news is the entire industry has gone through a comprehensive overhaul. In fact, not since the Great Depression has there been a restructuring like this. All loan companies, mortgage companies, lenders and banks now have strict guidelines for loans, loan officers and themortgages businesses as a whole. There are national tests, FBI background checks, credit checks, state tests and state bonds. Gone are the loans offered to borrowers who could not afford them, as well as the unscrupulous brokers who took advantage of loose regulations. Thankfully, a decade of bad loans and greed has been replaced by common sense lending. If a client can demonstrate a history of verifiable long-term payment, there are financing and buying options to choose from.
At Malibu Funding, Inc. we’re proud to say that we’ve passed every test and received all necessary licensing toensurethat you’ll not only be in experienced hands, but you’ll be working with brokers you can trust.