HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
HomeFi is at the forefront of providing creative and flexible lending solutions tailored to meet the diverse needs of homeowners and investors. Whether you're purchasing your first home, refinancing, or investing in real estate, HomeFi has a solution for you. Here are ten lending options that make HomeFi a leader in the industry.
HomeFi offers fixed-rate mortgages, providing stability with consistent monthly payments. This option is ideal for borrowers who prefer predictable budgeting over the life of the loan.
For those looking to take advantage of lower initial interest rates, HomeFi's ARMs offer flexibility. These loans come with an adjustable rate that can change periodically, often starting lower than fixed-rate loans.
3. FHA Loans
HomeFi provides FHA loans to help first-time homebuyers and those with lower credit scores. These government-backed loans offer lower down payment requirements and more lenient credit qualifications.
4. VA Loans
For veterans and active military personnel, HomeFi's VA loans offer favorable terms, including no down payment and no private mortgage insurance (PMI), making homeownership more accessible.
5. USDA Loans
HomeFi supports rural homebuyers with USDA loans, which offer zero down payment options for eligible properties in designated rural areas, making it easier to achieve homeownership.
6. Jumbo Loans
For high-value property purchases, HomeFi offers jumbo loans that exceed conventional loan limits. These loans provide the necessary funds for luxury homes and real estate investments.
Homeowners looking to leverage their home's equity can benefit from HomeFi's home equity loans. This solution provides a lump sum for major expenses like renovations or debt consolidation.
HomeFi's HELOCs offer flexible access to funds. Borrowers can draw from their line of credit as needed, making it a convenient option for ongoing expenses or projects.
9. Refinancing Solutions
HomeFi offers a variety of refinancing options to help homeowners lower their interest rates, reduce monthly payments, or tap into their home's equity, ensuring the best terms for their financial situation.
For real estate investors, HomeFi provides loans tailored to purchasing and refinancing investment properties. These loans come with competitive rates and terms designed to maximize investment potential.
Conclusion
HomeFi's diverse range of lending solutions underscores its commitment to meeting the unique needs of its clients. From first-time homebuyers to seasoned investors, HomeFi offers innovative and flexible options to help you achieve your real estate goals. Explore HomeFi today to find the perfect lending solution for your needs.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154
