Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact that we have never lost sight of what is important to us...our customers. We deliver the kind of service that everyone thought was a thing of the past, because our customers are also our neighbors. Our employees are committed to providing the absolute best one-on-one service every time we interact.
For over 100 years, Palmetto State Bank has served our community. A trusted neighbor, through good times and bad, we've been here, lending a hand, helping businesses and families grow. After all, we're your community bank and we've been helping our neighbors since 1907.
When it comes to securing a loan, choosing the right financial institution is crucial. Palmetto State Bank in Hampton, SC, stands out as a reliable partner for all your borrowing needs. Here are 12 compelling reasons why you should consider Palmetto State Bank for your next loan.
Palmetto State Bank has deep roots in the Hampton community. Their local expertise means they understand the economic landscape and can offer personalized advice tailored to your situation.
One of the standout features of Palmetto State Bank is its competitive interest rates. They work hard to provide rates that are attractive and affordable, helping you save money over the life of your loan.
At Palmetto State Bank, customer service is a top priority. You can expect individualized attention from knowledgeable staff who will guide you through the loan process and answer any questions you may have.
Whether you need a personal loan, mortgage, or business loan, Palmetto State Bank offers a diverse range of loan products. This variety ensures that you can find the right loan to fit your specific needs.
5. Fast Approval Process
In today’s fast-paced world, waiting for loan approval can be frustrating. Palmetto State Bank prides itself on a streamlined approval process, allowing you to get the funds you need quickly.
Understanding that every borrower’s financial situation is unique, Palmetto State Bank provides flexible repayment options. This flexibility can make managing your loan much easier and less stressful.
Choosing Palmetto State Bank means supporting a bank that is committed to the Hampton community. They invest in local initiatives and support local businesses, making a positive impact in the area.
In an increasingly digital world, Palmetto State Bank offers robust online banking features. This allows you to manage your loan, make payments, and access your account anytime, anywhere.
Palmetto State Bank is dedicated to empowering its customers with knowledge. They provide resources and tools to help you make informed financial decisions, ensuring you understand your loan options fully.
With years of service in the community, Palmetto State Bank has built a strong reputation for reliability and integrity. Customer testimonials and reviews reflect a commitment to excellence that you can trust.
Palmetto State Bank actively participates in community events, further strengthening its ties to Hampton. This engagement fosters a sense of trust and connection that enhances the customer experience.
The loan application process at Palmetto State Bank is designed to be user-friendly. With clear instructions and accessible staff, applying for a loan has never been easier.
Choosing Palmetto State Bank in Hampton, SC, for your loan needs is a decision you can feel confident about. With their local expertise, competitive rates, and a commitment to customer service, you’ll find a financial partner that truly cares about your success. Whether you’re looking for a personal loan, mortgage, or business financing, Palmetto State Bank has the resources and dedication to help you achieve your financial goals. Visit them today to learn more about how they can assist you!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154
