At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital, The Bank of Holly Hill opened for business on the main road between Charleston and Columbia.
In 1907, the main business block of the town was destroyed by fire, including The Bank of Holly Hill. But the bank soon re-opened. In 1915, the Bank of Holly Hill received a charter to operate as The First National Bank of Holly Hill. In 1929, the stock market crashed and more than 5, 000 banks were closed as a result. The First National Bank of Holly Hill was one of the few allowed to remain open. In 1933, President Roosevelt closed the nation's banks again, allowing only those in good financial condition to re-open, including The First National Bank of Holly Hill. Through the years, the bank has continued to persevere and prosper, opening new offices, growing, and always serving the good people of the state of South Carolina.
Today, under the name First National Bank of South Carolina, the bank has eight offices and more than 100 years of experience to offer its' customers, plus a full range of services including checking, savings, certificates of deposit, loans, and an ATM network.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154