Val-Chris Investments, Inc.


2601 Main Street, Suite 400, IRVINE, CA, 92614  

Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.

Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career. Our dedicated staff has over 100 years of real estate experience. In our office, located in Irvine, California, we have in-house loan servicing department to meet the needs of both borrowers and investors. We pride ourselves on fast turn-around and giving quality service to all of our customers.

Amazing lender

Are you looking for a reliable private lending partner? Look no further than Val-Chris Investments. We are committed to providing our clients with exceptional service and customized solutions that meet their financial needs, including residential and commercial loans and real estate trust deed purchases. In this blog, we will introduce you to Val-Chris Investments, its mission and vision, and the essence of private lending. We'll also highlight our services, recently funded transactions in August, and meet our team members who have over 100 years of real estate experience, including Maria Romo Rangel, a Southern California native and member of our loan servicing team at Wells Fargo Home Mortgage. Attention California borrowers - we have valuable information that you need to know! Additionally, we'll provide answers to frequently asked questions about private lending and offer tips on what to consider when choosing your private lending partner. Read on to learn how Val-Chris Investments, based in CA, can be your trusted private lending partner.

Understanding Val-Chris Investments

What sets Val-Chris Investments apart in the private lending industry? How long have they been in real estate investment? What services do they offer?

Our Mission and Vision

What drives Val-Chris Investments? What is their long-term vision? How do they prioritize client satisfaction? What values do they uphold? How do they contribute to the local community?

Our History: A Look Back at Real Estate Investments Since 1975

Val-Chris Investments has been involved in real estate investments for over four decades, adapting to the changing real estate market. It has achieved major milestones and contributed to the industry's growth through notable projects.

The Essence of Private Lending

Why do borrowers choose private lending options and how does it benefit real estate investors? Learn about the advantages of private loans and their flexibility for borrowers.

Defining Private Lending Services

Private lending services, also known as private money lending, can be used for various real estate transactions. The loan process with private lenders differs from traditional mortgage loans, as they provide 1st, 2nd, and 3rd trust deeds with loan amounts up to $4,000,000. Val-Chris Investments, a private money lender based in Irvine, California, has lent over $1 trillion in their career and has a dedicated staff with over 100 years of real estate experience. In addition, they have an in-house loan servicing department to meet the needs of both borrowers and investors. Approval for a private loan can take some time depending on the circumstances, but the personalized services and potential for higher loan amounts make private lending an attractive option for real estate financing.

The Val-Chris Advantage in Private Lending

What sets Val-Chris Investments apart from other private lending companies? How does Val-Chris Investments ensure quality service for its clients?

Why Choose Val-Chris Investments?

What sets Val-Chris Investments apart as a private lender? With a focus on customer satisfaction, personalized loan solutions, and a trusted reputation in the industry, Val-Chris goes above and beyond to meet client expectations. Discover the benefits of choosing Val-Chris Investments as your private lending partner.

Our Services

Curious about Val-Chris Investments' services? We offer a range of real estate loans, personalized to meet specific borrower needs with competitive terms and interest rates. Additionally, we provide loan servicing for our clients.

Residential Lending Services

How can Val-Chris Investments assist with residential real estate financing? What loan options are available? Can they help with refinancing? How does the loan approval process work? Pre-approval for home loans?

Commercial Lending Services

Looking for commercial real estate financing? Val-Chris Investments can assist you. We offer loan options for property purchases, development, and renovations. Wondering about the loan underwriting process or need help with loan servicing? We've got you covered.

Recently Funded Transactions

Discover Val-Chris Investments' latest successful loan transactions and the real estate projects they have funded, helping borrowers achieve their goals. Explore the impact of trust deed investments on real estate development.

Success Stories from Borrowers

Hear inspiring stories of real estate investors who achieved their goals with trust deed loans. Discover how this financial tool provided flexibility and helped overcome challenges.

Meet Our Team

Get to know the dedicated team at Val-Chris Investments, committed to providing quality service and expertise in navigating the loan process.

The Driving Force Behind Val-Chris: Key Team Members

Meet the individuals who lead and contribute to the success of Val-Chris Investments, driving the best loan servicing experience possible.

Trust Deed Investments

Discover the benefits of trust deed investments at Val-Chris Investments. Diversify your portfolio and enjoy reliable passive income with our different types of trust deeds.

What Are Trust Deed Investments?

Understanding the fundamentals of trust deed investments is crucial. Discover how they function, with borrowers, lenders, and trustees playing different roles. Explore the various types of trust deeds and the associated risks and rewards. Find out why trust deed investments can be lucrative for investors, both legally and financially.

How Val-Chris Can Help with Trust Deed Investments

Discover Val-Chris Investments' services for trust deed investors, navigating the investment process, identifying opportunities, personalized matching, and expert trust deed management.

Attention California Borrowers: What You Need to Know

California borrowers seeking private lending must understand unique considerations, regulations, advantages, and loan programs available at Val-Chris Investments. How can we help you secure financing?

Navigating Private Lending in California

Curious about private lending in California? Explore loan options, key factors for choosing a lender, loan servicing process, and benefits of working with local lender Val-Chris Investments.

Broker Services at Val-Chris

Discover how Val-Chris Investments supports mortgage brokers in loan origination with a range of loan programs, dedicated support, and valuable resources. Partner with us today!

How We Support Brokers

Curious about how Val-Chris Investments supports brokers? Discover the benefits of partnering with us and the resources available to streamline the loan application process. Get the support you need to succeed!

Investor Information Corner

Explore our Investor Information Corner for valuable insights on private lending and stay up-to-date with the latest industry trends. Discover the benefits of private lending and enhance your investment portfolio.

Vital Information for Investors

Before investing in private lending, consider key factors and potential risks and rewards. Diversify your portfolio and ensure the security of your investment with Val-Chris Investments. Make smart investment decisions with vital information.

What Makes Us Different?

Explore the factors that set Val-Chris Investments apart from other private lending partners. Discover our unique features and benefits, built on experience and trust. Our dedicated staff provides personalized service, and our commitment to quality sets us apart.

Experience That Matters

Discover the wealth of real estate experience and industry knowledge the VCI team brings to successful private lending partnerships. Benefit from their expertise in trust deed purchases.

How Can Val-Chris Investments Be Your Private Lending Partner?

Discover the advantages of partnering with Val-Chris Investments for private lending. Achieve your real estate investment goals with our tailored financial solutions. Benefit from our expertise and experience in the private lending process. We can customize solutions to fit your specific needs.

Building Strong Partnerships in Private Lending

At Val-Chris Investments, we understand the importance of strong partnerships in the private lending industry. Our dedicated staff works closely with borrowers and investors to foster long-term relationships based on trust and communication. Through our collaborative approach, we strive to achieve positive outcomes for all parties involved.

Frequently Asked Questions

Have questions about private lending with Val-Chris Investments? Get answers to FAQs, learn about our loan products and services, and find out how to apply.

Where Can I Find More Information About Val-Chris Investments?

To find more information about Val-Chris Investments, explore our website. You'll discover valuable resources, articles, and case studies. Contact our team for personalized answers to your questions. Stay connected with us through social media and newsletters for updates and additional support.

What Should You Remember When Choosing a Private Lending Partner?

Consider these crucial factors when selecting a private lending partner: trust, experience, and quality service. At Val-Chris Investments, we meet all these criteria with our proven track record and dedication to client satisfaction. Hear from our satisfied clients and choose a trusted private lending partner in Val-Chris Investments.


In conclusion, Val-Chris Investments is your trusted partner in private lending. With our mission and vision to provide exceptional services and our team of experienced professionals, we are dedicated to helping you achieve your financial goals. We offer a range of services and have a track record of funding successful transactions. We value transparency, integrity, and client satisfaction, making us stand out from the competition. Whether you are a borrower or an investor, we have the expertise and resources to meet your needs. Choose Val-Chris Investments as your private lending partner and experience the difference. Reach out to us today for more information or to get started on your journey towards financial success.


Val-Chris Investments, Inc. arranges the following loan types:
  • RESIDENTIAL: Hard Money
  • COMMERCIAL: Hard Money
  • LAND: Hard Money
Lending territories: CA



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