Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties.
We bundle these mortgages together and have created a hedge fund structure that diversifies our investor portfolios and minimizes their risk.
These mortgages have an average loan to value ratio(LTV) of less than 68%. That means that our loans can only comprise of up to 68% of the value of the property that is taken as collateral. This gives us a substantial cushion to deal with the volatility of the real estate market.
Our Capital is generated from two sources: Direct Fund Investors and Fixed Rate 6% Lenders.
Our Direct Fund Investors receive returns based on the performance of the fund as a whole, in the way a hedge fund operates. Fixed Rate 6% lenders are a more standard form of lending and collect a fixed rate of 6% on their investment.
The investors comprise 75% of the capital and their return is subject to the success of our fund as a whole. The loans are 25% of the fund and earn an annual return of 6% and receive priority over the Direct Fund Investors.
Our risk analysis revealed that the properties would have to decline by 30% before Direct Fund Investors are affected and 82% before the Fixed Rate 6% Lenders are affected.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154