California Coastal Loans has an interesting story behind it. The company’s partners Dino Katsiametis, who’s extensive experience and knowledge of the mortgage lending industry, and Sean Kelley, who’s vibrant enthusiasm and passion for building a sustainable business, joined forces in early 2014 and then went on to become partners in 2016. Prior to the partnership forming California Coastal Loans was established in 1999 when Dino saw an opportunity to grow within the industry. The company ceased doing business from 2011 to 2016, due to the financial crisis carrying too heavy of a burden. After careful consideration Dino & Sean decided to reopen California Coastal Loans and have it be guided by Biblical values. We then a few core values which include the following; integrity, family, people, relationships & service which consistently guide the company both in its long-term vision and day to day operations.
The mission of California Coastal Loans is to deliver an honest, well communicated, knowledge based mortgage lending experience. We stand firm in that mission statement and will stop at nothing to ensure that each client receives an unbelievable experience.
Our vision at California Coastal Loans is to foster an environment where partnership is attainable for those who desire to become part of something bigger than themselves.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154