The F-Tranzacts Group

100 Bayview Circle,, Newport Beach, CA, 92660  

The F-Tranzacts Group specializes in arranging private money real estate loans. F-Tranzacts Group ensures transparency. We do private real estate financing for commercial properties, multi-family residential, investment residential properties, fix & flip projects, land, & construction. F-Tranzacts offers a private lending facility for a range of bu

Basically, we are a private money lender. While we don't use or publish a loan matrix, our rates range from 5.99% to 12.5%; interest-only payments; 1-20 year terms; no prepayment penalties. While we rarely deny a deal due to poor credit or even no credit if the equity is there, the better the credit, the better the terms we can offer.  We don’t have any fixed loan minimums or maximums but the very basic range is between $250,000.00 - $999,000,000.00, and we will look at every scenario on a case-by-case basis.

F-Tranzacts offers a private lending facility for a range of business and investment purposes. Our objective is to build long-term, mutually rewarding relationships with our borrowers. We have a long list of loan products and handle most of our requests on a case-by-case basis. Time is of the essence and we value your time, We begin by asking you what type of loan you are interested in and we give you detailed information on that particular product. In addition to our standard commercial private mortgage loan, we have a specialized ‘boutique’ construction and development funding facility. We may be able to assist with additional access to funds for larger development transactions. We aim to provide a tailored lending solution for each of our borrowers.

Find below some of the loan products we offer.

Investment Property Loans:
Investment Loans differ to Owner Occupied Home Loans in that the security property or loan purpose is used for Investment Purposes. The interest rates on these loans are usually higher than that of Owner Occupied. Investment Loan options vary between residential and commercial properties.

Line of Credit
A Line Of Credit works similarly to a business overdraft for personal uses. It works similarly to a credit card and has a pre-approved limit but has a lower interest rate and a fixed term. We can arrange a secured Line of Credit Facilities for you.

Other Residential
Other Residential Loans are available for specified purposes including Bridging Finance, Seniors Equity Loans / Reverse Mortgages, and Loans for Retirement Village Deposits.

Business Loans
Business Loans usually have a maximum 15-year term and fund capital growth or business premises and are regularly unsecured/secured by the property.

Short to medium Term Business facilities.
These can include an Overdraft, Bill Facility, Motor Vehicle and Equipment Lease, Debtor and Import Finance, or Temporary Loan facilities, used to fund business cash flow cycles and working assets.

Working Capital
Solutions to cash flow shortage
Settlement when other funders fall through, or cannot settle within the required time frames
Funding for urgent investment opportunities
And much more
Bad credit history or previous loan default need not automatically preclude you from financial assistance. With the right assets provided as security, your loan will most likely be fast-tracked for approval and ensure a quick settlement.

Bridging Finance
Flexibility when you need it
We understand all too well that there is sometimes a timing gap between the purchase of one asset and the sale of another. Bridging finance can rectify this gap, providing you with the ability to quickly seize a financial opportunity, and purchase a new investment before existing assets are sold or financing is approved.

Caveat / Second Mortgage Finance
The fastest, easiest way to borrow
An ideal finance option when you need cash urgently, or have bad credit ratings, a registered second mortgage or ‘caveat loan’ allowing you to use the equity you have available in your current property. For fast movers of the finance world, caveat loans provide invaluable short turnaround times — arranged and settled in as little as a few hours.

Our product lines include Unsecured Lines of Credit, Revenue Based Lines of Credit, Revenue Based Advance, Merchant Cash Advance, Business Lines of Credit, Inventory Financing, Purchase Order Financing, Equipment Leasing, Accounts Receivables Factoring, CMBS loans, Agency loans, Fixed Income, Bridge Financing, Commercial Contractor Funding, Small Business Loans.


The F-Tranzacts Group arranges the following loan types:
  • RESIDENTIAL: Hard Money 1st, Hard Money 2nd, Hard Money 3rd , FHA , USDA , Construction loans , Fix and Flip , HELOC , VA , Portfolio
  • COMMERCIAL: Hard Money 1st, Hard Money 2nd, Hard Money 3rd , Construction , Portfolio
  • LAND: Hard Money 1st, Hard Money 2nd, Hard Money 3rd , Construction , Portfolio
Lending territories: AK, AL, AR, AS, AZ, CA, CO, CT, DC, DE, FL, FM, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MH, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, PW, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY



Loading available loan programs ...
Please wait a moment.