HILL DISTRICT FEDERAL CREDIT UNION, (HDFCU) was chartered by the federal government under the National Credit Union Administration. The credit union's first location was 1919 Centre Avenue. In 1976 the credit union was moved into the Hill District Citizens Development Corporation's building, a second floor rear office, at 1915-17 Centre Avenue. In 1981, we moved into our present location, 2021 Centre Avenue.
The HILL DISTRICT FEDERAL CREDIT UNION is a nonprofit financial organization owned and operated by its members for the benefit of all who belong. Our goal is a sincere desire to help people help each other by providing a quick, economical source of confidential credit, and by promoting personal economic stability through a convenient systematic savings plan.
Our community's need for a credit union is based upon the necessity of a financial institution in the community that is better prepared by composition and philosophical outlook to effectively deal with the basic purpose of the credit union mission.
Being a community credit union, we have a secondary goal of providing and/or coordinating economic development in the community. While serving as a financial institution, we encourage low and moderate income members to save, spend wisely and establish a good credit rating. As a neighborhood institution, our community credit union is a cooperative with a community agenda focusing on community building and organizing assistance. As a learning institution, the credit union teaches skills such as record keeping, budgeting, accountability, and planning. A share in your community credit union means ownership. The moment you become a credit union member, you become one of its owners. Members help elect the officers and committees, and can volunteer to hold an office. In short, as a member, you help run the credit union.
and beyond by providing financial services. When you join the Hill District Federal Credit Union, you become part of a member-owned organization built on the philosophy
of people with of people with a common bond, helping each other.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154