Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.
We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless of their size, needs, or nature. We offer competitive financing in the areas of commercial loan investment, hard money and private lending, with specialty programs such that may not qualify under conventional loan programs.
We are a proud partner to some of the finest local and national lending institutions, including hundreds of banks, hard money, private funding, programs. These valued ties allow us to offer to our clients a huge selection of financing products at costs far lower than our competitors can deliver.
Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information. And if obstacles arise, we have the ability to overcome them.
No matter what our client’s needs, we guarantee our work and respond quickly to every request. Even after the appropriate loan is arranged, our services and commitment continue. With an eye on the future, we will suggest steps to plan appropriately for the long term and allow for comfortable growth.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154