Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, financial planners, CPA's, attorneys and individual home buyers throughout California.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance with several unique lending programs such as our non-warrantable condo financing. Lenders have VERY strict guidelines when it comes to financing condo's but since we specialize in condo financing we know the work abounds to get loans done that other lenders fall short of time and time again... causing delays on potentially thousands of dollars. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan, with the best rates, terms and costs, to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates that are unmatched in the industry. The #1 complaint from buyers, realtors and other parties related to the transaction is the lenders lack of communication and transparency through the process. Our regular email updates alert ALL parties of the status of your loan so you always know where we are at in the process.
And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day with our custom online spreadsheet with a personalize video instruction detailing out all your loan options, rates, fee's and savings so you walk into the loan process with eyes wide open. This is a service we have provided that gives RAVE reviews due to such transparency most other lenders would rather avoid.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154
