Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options using cash-flow to qualify rather than income shown on taxes. We offer Bank Statement programs, VOE, P & L programs and variety of asset-based loan programs. For prime borrowers with stellar credit/income we offer unbelievably low rates and fast close. For underserved borrowers with credit blemishes, we offer loan programs with lower credit score requirement, higher debt to income ratio thresholds which makes it easier to qualify. We understand no two borrowers are the same and have different financial circumstances, we tailor our programs to your needs. For international investors who are looking to borrow money on their investment properties here in the United States we offer Foreign National programs in select states. We offer an array of different loan programs for investors who are looking to qualify with low documentation and no income verification nationwide. We offer Hard Money, Fix & Flip, Rehab and Bridge loans. Borrower in select states looking to get rehab loans we offer discounts on purchase of material cost. We offer cash-out refinance on investment properties on select states up to 80% loan to value. We offer investors looking to purchase or refinance single or multi-unit properties Long Term Rental programs
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154