we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis. We’ve recently moved to a fixer-upper to get closer to the lakes – we figured if we live in the Land of 10, 000(+) Lakes, we better take some time to enjoy them!
We serve people that are looking for financing for their home (or investment property – we have a couple ourselves).
We give them the tools to make informed decisions, by providing them options and striving to simplify the ever-complicated mortgage process.
We have over 30 years of combined experience and are looking forward to the day that our dual combined experience surpasses our individual ages. We’ve specialized in home purchases since we founded our company; but are still happy to help out our clients that are hoping to save some green by (or another ambitious reason for) refinancing. Due to our specialization in the home purchase business, our competitive pricing, as well as our ethical commitment to put our clients first, we receive many recommendations from top-producing REALTORS® and other industry professionals (as well as our clients’ beloved friends and family) in the Twin Cities area. We love what we do and we hope it shows.
When we’re not originating home loans and creating educational material, we can be found year-round, enjoying our family time, which includes exploring MN, biking, games, Legos, reading, gardening, and cooking together as a family. Improving our home (and Investment Properties) is a regular DIY endeavor (w/some outside help every once in a while) that we enjoy together & involve the kids as much as possible.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154