Emory Funding is the Premiere Hard Money Loan Solution lender.
Emory Funding is owned by Ben Joffs and MeKell Joffs. They use their personal funds and work with a close group of lenders to finance all types of real estate projects: residential, commercial, rehab, construction.
The Joffs have spent years analyzing and funding loans for borrowers, both small and large. Emory Funding is known for closing and funding difficult deals that are easily and quickly declined by traditional banks with alternative financing made possible though hard money loan options.
Due to the fact that Emory Funding lends its own money and does not follow a black-and-white policy for lending to borrowers, they are able to assess the entire loan without being restricted by FICO scores or established credit scores.
We work with...
- borrowers that were denied by traditional banks and lenders
- real estate investors needing quick, short-term loans
- realtors representing home investors or foreign investors
- lenders looking to fund private loans on an ongoing basis
We provide hard money loans to borrowers that are denied a traditional bank loan because...
- they have low or no FICO score
- they are a foreign national with no established credit
- they have assets that are currently tied up
- they did not meet the stringent lending policies of traditional banks
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154