Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township.
In October of 2006, we opened a lending center in Green Township to accommodate our growing mortgage banking operation and to provide an additional business location for our commercial and residential customers.
In November 2007, we merged the Clifton Heights Savings and Loan Association into our operations.
In 2011, we established our corporate headquarters off I-74 at Harrison Avenue. This has enabled the bank to consolidate its lending and administrative staff allowing us to continue our commitment to growth both organically and through prudent mergers.
Most recently, we acquired Kentucky Federal Savings and Loan Association on October 12, 2018. The acquisition of Kentucky Federal branches in Covington and Florence enables us to expand our footprint into the growing Northern Kentucky market.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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