We offer a wide range of financial products and services, as well as, enabling immediate family members to share in the benefits of belonging to a member owned financial institution. Your credit union strives to surpass your expectations and to exceed our commitment to each member. We will make every effort to work toward being the very best at what we do and making certain that you, the member, receive maximum benefits from your membership at your credit union.
Founded in 1966, St. Francis FCU is a federally insured, member-owned, non-profit, financial institution. We are committed to serve our members by encouraging thrift though systematic savings in above-average yield savings plans; providing a source of low-cost loans for provident and productive purposes; and providing assistance to members in the management of their financial affairs.
The Credit Union is a people helping people, democratically operated, financial cooperative whose purpose is service rather than profit. As a member, you are an owner… so it’s Your Credit Union. By saving at Your Credit Union, you help provide the funds needed to make loans to yourself and your fellow members. By borrowing at Your Credit Union, you help provide earnings necessary to pay dividends on all member savings.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154