The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business. This has allowed them to become the #1 Mortgage Lending Team in Orange County, CA and among the top 25 in the United States.
In a typical mortgage experience, you would call a lender and tell them what you would like and the sales person would tell you if they can help you and at which terms you would get. We simply believe that on the consumer's end, this experience doesn't provide them with any value at all. Any mortgage company will tell you what you CAN do, but very few will help you understand what you SHOULD do. Our team takes the time to better understand your holistic financial picture and our advice is based around the short and long term goals you may have set out for yourself. We spend time with each client, either in our office or through a virtual meeting, to walk you through every step of the process and to ensure you have clarity around making an educated decision.
We want you to ask yourself the question, “Who is really benefiting from the lenders suggestion?” In a typical mortgage experience, the lender is benefiting. When working with our team, it’s important that you know that our Mortgage Advisors are compensated on a salary, not based on 100% commission like most mortgage companies. This allows our team to give you unbiased and well thought out advice and guidance, regardless of the outcome, not only now, but for years to come.
Our team believes that because we often times are helping you with your largest financial asset (your home) and your largest debt (your mortgage), that we have a fiduciary responsibility to proactively help you make smart decisions, before, during and well after your initial transaction with us. We have a goal of helping all of our clients grow their wealth over time, reduce their debt for a debt free retirement and plan appropriately for their future.
Ryan and his team have not only dedicated themselves to helping enrich the lives of the families they serve, but to helping the community as a whole. The Ryan Grant Team has a charitable division of their group called “Grant Team Wishes” which is dedicated to helping underprivileged families.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154