The Allegheny Health Services Employees Federal Credit Union was established in 1973. Originally formed to serve the employees and families of Allegheny General Hospital, the credit union expanded to include other organizations such as, Family Services of Western Pennsylvania, Milestone, Inc, Manchester Youth Development Center and Manchester Academic Charter School and Three Rivers Adoption Council.
The mission statement of the credit union is to “promote thrift among its members by affording them an opportunity to accumulate their savings and to create for them a source of credit for provident or productive purposes.” The monies that members save with the credit union provide the funds needed by the credit union to disburse loans to members for the purpose of purchasing vehicles, home improvements, vacations, etc. The loan funds paid back to the credit union provide a return on the members savings investment with the credit union in the form of dividends.
All employees of our affiliated sponsor companies are eligible for membership in the credit union. For a complete list of sponsor companies, please contact the credit union.
In addition, immediate family members of current credit union members are also eligible for membership in the credit union. Immediate family members are defined as: spouse, children, siblings, parents, grandparents or grandchildren. Immediate family also includes stepparents, stepchildren, stepsiblings and adoptive relatives. Spouses of persons who died while within the field of membership of the credit union or persons who are retirees of any of our sponsor companies are also eligible for membership.
Our credit union policy is “once a member, always a member”, which means once you are a member, you can continue your membership with the credit union even if you are no longer employed with one of our sponsor companies.
Most of our sponsor companies have the enrollment forms and information if you are interested in joining the credit union, or you can contact the credit union directly.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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