We are a local family-owned business who works with everyday people to get home loans. We advocate for our clients to help them succeed and grow. We value being a trusted source of advice and knowledge. We believe homeownership can dramatically change ones financial life for the better- so our clients can focus on things that matter.
We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here. And if we are meeting you in person, we'd love to meet you in a local coffee shop or a local brewery (after all, the West Coast does these two things best!)
As Mortgage Brokers, we are able to shop many different lenders on the market (rather than being tied to one bank) insuring our customers have the most choices and best options. Our favorite part about about what we do is often surprising our customers with options regarding their financing that they didn’t even know they had.
Here is a sample of the type of loan programs we offer: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, 10yr ARMS, Conventional, Jumbo, Piggyback, FHA, VA, USDA, Reverse, Cash Out Refinances, Renovation and Construction loans. Whether your situation calls for Full Documents, limited Documents, Non-Owner Occupied (Investor) or Multi-Family, we've got you covered!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154