Wildfire Credit Union began operating on September 9, 1937 as Saginaw Telephone Employees Credit Union with the first office being located in the basement of the home of Credit Union Treasurer Hank Koski. As time and the world moved forward, so did we.
In 1977, after a series of small office upgrades, this once little credit union gained an office building at its current location on Bay Road in Saginaw and merged with Flint Telephone Employees Credit Union that same year. Then in 1984 we changed our name to Communications Family Credit Union (CFCU) and expanded to include employees of communication-related industries from Flint all the way up to the Mackinac Bridge.
In the following decades we merged with more credit unions, expanded our office, and opened a branch in Midland all before changing our name to Wildfire in 2009. Since then we have opened two more branches in Saginaw Township and Bay City and opened a few school branches.
Today, Wildfire serves the entire state of Michigan allowing anyone who works, lives, worships or attends school in the state of Michigan to join Wildfire. Just as we did during our humble beginnings over eighty years ago, we continue to strive to be the best kind of place for our members to manage their finances and serve our community.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154