Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward:
Building relationships by providing responsive, personalized attention to our customers and by focusing on deepening our relationships through broader, more comprehensive product choices delivered with a commitment to service that reflects an understanding of consumer and small business needs. By providing fast simple solutions without complicated procedures we will exceed our customers' expectations.
Gaining partners by providing a working environment that will attract and retain the best people as part of our team, knowing that they are invaluable assets and are critical to our success.
Building shareholder value through our commitment to community banking, focusing on the needs of the market place, and relying on the vision of our Board of Directors and Shareholders to foresee and fulfill those needs.
Improving our communities by being an active, responsible, and generous member of the communities we serve.
Being locally owned and controlled insures that this community's funds are reinvested in the growth and development of Sault Ste. Marie and the neighboring communities we serve, as well as providing long term, stable employment opportunities for current and future generations. Fulfillment of these commitments is the true definition of a Community Bank.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154
