Direct portfolio lender, 20+ years in business. No income, no DSCR, no reserves. 30-year fixed. 60% LTV cash-out refi — no minimum FICO. 75% LTV purchase — no minimum FICO. 75% LTV refinance — 675 FICO. Residential, commercial, ALFs, blanket loans up to 10 properties, non-warrantable condos, foreign nationals, hotels, autobody, warehouse, office, and retail. Bailouts OK. No title seasoning required. No points charged. Nationwide except ND, SD, MN, and VT. Send us the deal.
— 60% LTV cash-out refinance, no minimum FICO
— 75% LTV purchase, no minimum FICO
— 75% LTV cash-out refinance 675 FICO
— Jumbo program for seasoned investors — 65% LTV 600 Min FICO up to 10 million
— Assisted living and sober living facilities
— Non-warrantable condos
— Blanket loans up to 10 properties per file
— Foreign national and foreign investor programs
— Hotels and motels
— Automotive properties
— Bailouts and credit events OK
— No title seasoning required
— No points charged
— Mortgage lates OK
— No income, no DSCR, no reserves for residential 1-4
— 30-year fixed, no balloon, nationwide
— Commercial owner user no DSCR up to 750k
— Commercial no DSCR up to 500k
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
