DOY Federal Credit Union

000

1500 Gypsy Lane, Youngstown, OH, 44505  

DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy. DOY confines its lending to its own creditworthy members


DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

DOY confines its lending to its own creditworthy members. DOY's lending policies are constructed in a common sense and fair manner providing DOY a strong loan portfolio that has relatively few losses. All of DOY's mortgages are kept at DOY and are not sold on the secondary market. Over twenty years of mortgage lending, DOY has foreclosed on only three loans.


LENDING PROFILE

DOY Federal Credit Union arranges the following loan types:
  • RESIDENTIAL: Hard Money
  • COMMERCIAL: Hard Money 1st, Hard Money 2nd , Portfolio
  • LAND: Hard Money
Lending territories: OH

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