Loan Limits in Santa Cruz, California

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Santa-Cruz Santa Cruz California $822,375 $657,900 $822,375 $0
Watsonville Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Live-Oak Santa Cruz California $822,375 $657,900 $822,375 $0
Scotts-Valley Santa Cruz California $822,375 $657,900 $822,375 $0
Soquel Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Capitola Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Rio-del-Mar Santa Cruz California $822,375 $657,900 $822,375 $0
Interlaken Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Ben-Lomond Santa Cruz California $822,375 $657,900 $822,375 $0
Aptos Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Pleasure-Point Santa Cruz California $822,375 $657,900 $822,375 $0
Twin-Lakes Santa Cruz California $822,375 $657,900 $822,375 $0
Boulder-Creek Santa Cruz California $822,375 $657,900 $822,375 $0
Freedom Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Felton Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Seacliff Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Amesti Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Bonny-Doon Santa Cruz California $822,375 $657,900 $822,375 $0
Day-Valley Santa Cruz California $822,375 $657,900 $822,375 $0