2023 FHA (Government Loans) Limits for Seacliff, Santa Cruz County, California

In 2024, FHA loan limit in Seacliff county of Santa Cruz, California is $805,000 for a single-family home, $1,030,550 for 2-units, $1,245,700 for 3-units, and $1,548,100 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $805,000, $1,030,550 for 2-units, $1,245,700 for 3-units, and $1,548,100 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Seacliff county of Santa Cruz, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Seacliff county of Santa Cruz, CA

SFR 2 Units 3 Units 4 Units
FHA $805,000 $1,030,550 $1,245,700 $1,548,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $805,000 $1,030,550 $1,245,700 $1,548,100
USDA $626,500 $626,500 $626,500 $626,500
VA $805,000 $1,030,550 $1,245,700 $1,548,100
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Global Funding Partners
  • One Sansome Street, San Francisco, CA, 94104
  • At Global Funding Partners, we know Commercial Lending. We have been in the industry for over 13 years, serving clients just like you. If you are a business owner or investor looking for the right commercial loan to fit your budget and your financial goals, you came to the right place.
  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104
  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108
  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.
  • Meraki Mortgage
  • 5727 Gaskill Street, Oakland, CA, 94608
  • With 17 years of experience in the industry, Meraki Mortgage has assisted hundreds of clients finance the property of their dreams.Whether you need a renovation loan, 5% down jumbo, VA / FHA /USDA /Conventional / Non-QM, reverse mortgage, bridge loan, or other loan product, we can help find you a loan at competitive rates that fits your unique need
  • Made Mortgage, Inc.
  • 1209 34th Street, Oakland, CA, 94608
  • Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Loan Republic Financial, Inc.
  • 371 Village Square, Orinda, CA, 94563
  • "Loan Republic Financial is an internet-direct provider of low-rate loan products to help families deliver on the American dream. Founded in 2003, Loan Republic Financial uses the internet as its 'Universal Branch' to distribute low-rate loan solutions direct to the market using our proprietary automated loan platform."
  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
  • Guarantee Mortgage
  • 505 Montgomery St, Suite 1275, San Francisco, CA, 94111
  • Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated
  • Grobecker Holland International, Inc.
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.