Birmingham, Alabama 788 Bridge Loan Lenders with AI [2026]

Bridge loan rates in Birmingham, AL commence at 2.24% for loans in the first position and are the same for second position bridge loans. Within the Lendersa® directory, you'll find an extensive selection of financial institutions and private hard money lenders prepared to facilitate bridge loans for both residential and commercial properties across AL.

Our bridge loan calculator allows you to view current rates for both residential and commercial loans, helping determine the necessary income, credit score, reserves, and documentation required for qualification.

In specific scenarios, hard money lenders are able to accelerate funding for your bridge loan mortgage, potentially completing it within a few days and without requesting documents, relying solely on the property equity.

Compare offers from an array of 100 lenders

Discover your loan options in Birmingham, AL

The Lendersa® aim is to swiftly secure the best bridge loan for you without any inconvenience. You can select one of three starting routes to connect directly with suitable lenders and bridge loan programs.

Lendersa Bridge loan request and matching results

Through the Lendersa® Bridge mortgage calculator, you can weigh lender options to see who offers the leading bridging loans, reaching up to $1,570,000 in the first position or starting at $21,218 in the second.

Lendersa® sources loan program data from countless bridge loan providers, such as bridge credit unions and civic financial services, then quickly matches it with your precise financial situation and requirements.

Understanding Bridge Loans

Bridge loans can include forms like bridge lending, swing loans, or bridge financing, each with varying definitions and tailored loan offerings to suit client goals. Discover how these loans function or provide your details to be matched with top bridge loan providers promptly.

To calculate the specific distance to bridge lenders from your property, enter the address or location here:



  • Red Oak Credit Union
  • 1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • Lends in Alabama
  • Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.

  • Alabama Rural Electric Credit Union
  • 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • Lends in Alabama
  • ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.

  • ALABAMA ONE
  • 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • Lends in Alabama
  • Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.

  • MaggieMae
  • 511 Energy Center Dr, Suite 702, Northport, AL, 35473
  • Lends in Alabama
  • MaggieMae is a division of Consumer First Mortgage, Inc. (CFM), a privately held residential mortgage lending corporation based in Tuscaloosa, Alabama. CFM was founded in 2000, and we hold national lending and underwriting approvals from the Federal Housing Authority (FHA), the Department of Veterans Affairs (VA),

  • Heritage South Credit Union
  • 60 Gene Stewart Boulevard, Sylacauga, AL, 35151
  • Lends in Alabama
  • Heritage South Credit Union is a full service financial institution with locations in Sylacauga, Childersburg, and Moody, Alabama. We offer a full line of Savings, Checking, Loans, Credit Cards, Certificates, IRAs, and much more! Check out our website for the full line of products we offer.

  • Home South Mortgage. Company
  • 1104 W Ft Williams St, Sylacauga, AL, 35150
  • Lends in Alabama
  • We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.

  • Premier Bank of the South
  • 101 First Avenue NW, Cullman, AL, 35055
  • Lends in Alabama
  • Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community

  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Lends in Alabama
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.

  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
    First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.

  • Cullman Savings Bank
  • 1652 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you

  • EvaBank
  • 1710 Cherokee Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.

  • Traditions Bank Cullman, Alabama U.S.A
  • 109 2nd Ave NW, Cullman, AL, 35055
  • Lends in Alabama
  • Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.