Rancho-Santa-Margarita, California AI Private Investors Funding Bridge Loans in 2025

Bridge loan rates in Rancho-Santa-Margarita, CA start at 1.87% for loans in both first and second positions. Lendersa® offers a comprehensive list featuring financial institutions and private hard money lenders who can handle Bridge Loans for residential or commercial properties in CA.

Utilize our bridge loan calculator to view current rates for residential or commercial bridging loans, helping you assess the income, credit, reserves, and documentation needed for qualification.

In certain scenarios, hard money lenders may quickly fund your bridge loan mortgage, sometimes within days, relying solely on the property's equity without requiring documents.

Explore loan offers from 100 lenders

Assess your loan choices in Rancho-Santa-Margarita, CA

The goal of Lendersa® is to secure you the best possible Bridge loan swiftly and without complications. Pick one of three starting paths to locate matching lenders and Bridge loan programs.

Results from Lendersa Bridge loan requests and matching

The Lendersa® Bridge mortgage calculator assists in comparing lenders to ascertain who provides the best bridging loans, either up to $2,200,000 in the first position or beginning at $26,126 for second position.

Lendersa® gathers loan program data from numerous Bridge loan sources such as bridge credit unions and civic financial services, quickly matching them with your unique financial profile and needs.

Understanding Bridge Loans

The term "Bridge loan" includes bridge lending, swing loans, and Bridge financing, each with distinct definitions and programs tailored to clients’ objectives. Discover how Bridge loans operate or submit your details for immediate matching with leading bridge lenders.

To determine the precise distance to Bridge lenders from your property, please enter the property's address or location below:



  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
  • Mega Bank
  • 245 West Valley Boulevard, San Gabriel, CA, 91776
  • Mega Bank is a Chinese American community bank opening for business in February 2008. Our board of directors is composed of experienced bankers who have had successful careers with community banks in the San Gabriel Valley. Five of our board members are former bank directors and three of them served as bank presidents and chief executive officers.
  • Pacific Alliance Bank
  • 641 W Las Tunas Dr, San Gabriel, CA, 91776
  • Founded in 2006 by a group of business entrepreneurs & professionals in Los Angeles & Orange Counties,Pacific Alliance Bank is a California state-chartered bank serving communities in Southern CA.We are a full-service bank focused on building relationships by delivering personal, commercial & lending products & services that best serve our clients.
  • Asian Pacific National Bank
  • 333 West Valley Blvd., San Gabriel, CA, 91776
  • Asian Pacific National Bank (APNB) was established in August 1990 to offer personalized banking services to the business community in the San Gabriel Valley and Los Angeles Region. Based in Southern California, APNB has a deep understanding of the needs of the community as well as the financial resources to support its steady continuing growth.
  • Victoria Financial Corp.
  • 217 W. Las Tunas Drive, San Gabriel, CA, 91776
  • Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.