San-Luis-Obispo, California 18 Bridge Loan Lenders with AI [2026]

Bridge loan rates in San-Luis-Obispo, CA initiate at 1.90% for first position loans and the same rate for second position loans. Lendersa® provides a comprehensive list of financial entities and private hard money lenders who can set up Bridge Loans for residential or commercial properties within CA.

Utilize our bridge loan calculator to explore current rates for residential bridging loans or commercial bridge loans and understand the income, credit, reserves, and documentation needed to qualify.

Under certain circumstances, hard money lenders might approve your bridge loan mortgage rapidly, sometimes in just days, relying solely on the equity in your property, bypassing the necessity for documentation.

Evaluate loan proposals from a network of 100 lenders

Examine Loan Alternatives in San-Luis-Obispo, CA

The primary aim of Lendersa® is to efficiently secure the optimal Bridge loan for you, minimizing hassle. Begin with one of three strategies to connect with compatible lenders and Bridge loan options.

Lendersa Bridge loan request and matching results

Using the Lendersa® Bridge mortgage calculator, compare different lenders to discover who offers the most competitive bridging loans, available up to $2,200,000 for first position or starting at $26,552 for second position options.

Lendersa® collates loan program data from thousands of lenders specializing in Bridge loans, including bridge credit unions and civic financial services, performing an instant comparison against your unique financial profile and needs.

Understanding Bridge Loans

A bridge loan, also known as swing loan or Bridge financing, covers various definitions and distinct loan programs matching the borrower’s objectives. Discover how bridge loans function or provide your details to instantly connect with the best bridge loan providers.

To calculate the precise distance from Bridge lenders to your property, input the property address or location below:



San-Luis-Obispo Bridge Loan Lenders

  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • Lends in California
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.

  • Acquire Mortgage and Real Estate Inc.
  • 1405 Garden Street, San Luis Obispo, CA, 93401
  • Lends in California
  • Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product

  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Lends in California
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • Mortgage Professionals Group
  • PO Box 12458, San Luis Obispo, CA, 93406
  • Lends in California
  • At Mortgage Professionals Group, we strive to define ourselves by our client’s expectations. We believe they need to begin high. From your initial contact through to a satisfied close, we believe you need to experience an extraordinary combination of choice, speed, price and service.

  • SESLOC Federal Credit Union
  • PO Box 5360, San Luis Obispo, CA, 93403
  • Lends in California
  • The mission of SESLOC Federal Credit Union is to be the financial institution and employer of choice in our community Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions

  • California Mortgage Solutions, Inc
  • 1980 Reina Court, San Luis Obispo, CA, 93405
  • Lends in California
  • We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.

  • CENTRAL COAST LENDING, INC.
  • 601 Morro Bay Boulevard, Morro Bay, CA, 93442
  • Lends in California
  • Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.

  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • Lends in California
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.

  • COLONY MORTGAGE, INC.
  • 5365 El Camino Real, Atascadero, CA, 93422
  • Lends in California
  • At Colony Mortgage we take special pride in our ability to offer the most complete selections of mortgage financing options to our clients, insuring a smooth, worry free transaction. We love what we do, and seek to find what fits each borrowers needs individually. Our loan officers are interested in your needs!