Ballston-Spa, New York AI Private Investors Funding Bridge Loans in 2026

In Ballston-Spa, NY, bridge loan rates begin at 2.52% for first position loans and are the same for second position bridge loans. The Lendersa® lender list features a wide array of financial institutions and private hard money lenders capable of arranging Bridge Loans for both residential and commercial properties throughout NY.

Utilize our bridge loan calculator to explore the current rates for residential or commercial bridging loans to determine the required income, credit, reserves, and documents needed for qualification.

In certain scenarios, hard money lenders can fund your bridge loan mortgage swiftly, within a few days, depending solely on the property's equity without the necessity for additional documentation.

Compare loan offers from 100 lenders

Evaluate Your Loan Opportunities in Ballston-Spa, NY

The goal of Lendersa® is to secure the most advantageous Bridge loan quickly and easily. Choose one of three starting approaches that align with suitable lenders and Bridge loan programs.

Lendersa Bridge loan request and matching results

The Lendersa® Bridge mortgage calculator allows you to compare lenders to ascertain who offers the best bridging loans, up to $2,290,000 in a first position or beginning at $27,445 in a second position.

Lendersa® collects loan program data from a multitude of Bridge loan lenders, such as bridge credit unions and civic financial services, and evaluates it against your unique financial profile and needs promptly.

What Exactly is a Bridge Loan?

Bridge loans—covering bridge lending, swing loans, or Bridge financing—include multiple definitions and distinct loan programs that correspond to diverse client intentions. Discover how Bridge loans work or provide your information, and we will quickly link you with top bridge loan lenders.

To ascertain the distance between the Bridge lenders and your property, please input the property address or location here:



Ballston-Spa Bridge Loan Lenders

  • Saratoga's Community Federal Credit Union
  • 444 Geyser Road, Ballston Spa, NY, 12020
  • Lends in New York
  • Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.

  • TCT Federal Credit Union
  • 416 Rowland Street, Ballston Spa, NY, 12020
  • Lends in New York
  • TCT was founded in 1959 by a small group of teachers and school staff who wanted to pool their savings together to loan each other money when banks would not. At TCT, you're not a customer or a transaction, you're a member and an owner. We care about your financial well-being and your overall peace of mind when it comes to your savings and loan nee

  • STEWART'S FEDERAL CREDIT UNION
  • 2911 State Route 9, Ballston Spa, NY, 12020
  • Lends in New York
  • Stewart’s Federal Credit Union is the result of the efforts of a handful of Stewart’s employees. With the support of our sponsor we have grown to a Credit Union that provides a full range of savings and loan plans to help our employees and their families achieve their financial goals

  • CAPITAL NEW YORK HOME ADVANTAGE LLC
  • 100 Saratoga Village Blvd, Ballston Spa, NY, 12020
  • Lends in New York
  • Capital New York Home Advantage opened it's doors in May of 2012 in Malta, NY. Mortgage Financing: Conventional FHA VA USDA Portfolio Reverse Mortgages Purchase, refinance, debt consolidation and home improvement Single family, multi-family, condos, co-ops, townhouses, modular and mobile homes Primary residence,second/vacation homes.

  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Lends in New York
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • The Adirondack Trust Company
  • 473 Broadway, Saratoga Springs, NY, 12866
  • Lends in New York
  • We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.

    As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.

  • Capital Bank
  • 3057 Route 50, Saratoga Springs, NY, 12866
  • Lends in New York
  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,

  • The Funding Store LLC
  • 368 Broadway, Suite 12, Saratoga Springs, NY, 12866
  • Lends in New York
  • The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store

  • Victory Funding
  • 2296 Route 9, Mechanicville, NY, 12118
  • Lends in New York
  • Victory Funding was established in 2008 - at the start of the financial crash that put 70% of all NY Mortgage Brokers out of business. Tim Halladay started the Victory Funding after spending ten years in the business as an originator, manager and team builder. Prior to that, Tim began his career in Real Estate as investor and developer.

  • First National Bank of Scotia
  • 201 Mohawk Avenue, Scotia, NY, 12302
  • Lends in New York
  • At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.