2026 AI Find the Best Bridge Loan lenders for Spencer, Tioga County, NY

Bridge loan rates in Spencer, NY commence at 2.65% for both first and second positions. The Lendersa® directory includes all financial institutions and private hard money lenders who can secure bridge loans for residential or commercial properties across NY.

Our bridge loan calculator allows you to view the current rates for residential or commercial bridge loans and assess the income, credit, reserves, and documentation required for eligibility.

In certain cases, hard money lenders can quickly fund your bridge loan mortgage within a few days, relying solely on property equity without the need for documents.

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Compare Loan Options in Spencer, NY

Lendersa® aims to secure the best possible bridge loan for you quickly and without hassle. Choose one of three starting methods that result in matching with lenders and bridge loan programs.

Lendersa Bridge loan request and matching results

With the Lendersa® Bridge mortgage calculator, you can compare lenders to find top bridging loans up to $2,290,000 for first positions, or starting at $27,349 for second positions.

Lendersa® consolidates loan program data from thousands of bridge loan providers, such as bridge credit unions and civic financial services, and rapidly evaluates this information against your unique financial profile and requirements.

What is a Bridge Loan?

A bridge loan may also be referred to as bridge lending, swing loan, or bridge financing. It includes multiple definitions and distinct programs tailored to client intentions. Discover how bridge loans operate or enter your information, and we will connect you with top bridge loan lenders immediately.

Please input the property address or location to determine the exact distance to bridge lenders.



Spencer Bridge Loan Lenders

  • Tompkins Employees Federal Credit Union
  • Tompkins Employees Federal Credit Union, Ithaca, NY, 14850
  • Lends in New York
  • The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products

  • Alternatives Federal Credit Union
  • 125 North Fulton Street, Ithaca, NY, 14850
  • Lends in New York
  • Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • TWIN TIER MORTGAGE
  • 108 Lake Street, Elmira, NY, 14901
  • Lends in New York
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • The First National Bank of Dryden
  • 7 West Main Street, Dryden, NY, 13053
  • Lends in New York
  • The First National Bank of Dryden has been involved in our local community for over a century. We keep the business local and we keep the customer service local. The person answering our phone will never be automated.Over time, we've expanded into the Cortland area and most recently the historic district of Homer

  • Solutions Credit Union
  • 907 Broadway Avenue, Elmira, NY, 14904
  • Lends in New York
  • Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.

  • Finger Lakes Health Care Federal Credit Union
  • 519 Hart Street, Elmira, NY, 14905
  • Lends in New York
  • Finger Lakes Health Care Federal Credit Union is a full service, federally insured financial institution serving health care employees and their families in the Elmira-Watkins Glen area. Founded in 1974 FLHC’s main offices are located on the campus of the Arnot Ogden Medical Center in Elmira, NY.