List of hard money commercial lenders in IA

Get the best commercial hard money loan rates from 186 commercial hard money lenders in Iowa ready to fund loans for commercial properties purchases, refinance, or construction for commercially zoned properties.

Find out your commercial hard money loan options and rates by selecting lenders from our 2026 complete list of commercial hard money lenders in the State of Iowa

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The magic commercial hard money loan calculator

To ensure all of your lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best commercial hard money loan rates today to fund any kind of commercial property or commercial plus construction in Iowa.

Commercial loans and Industrial loans

Avoiding unnecessary inquiries will reduce your credit score. Get pre-approved for your commercial hard money loan without the need to see your social security number or any sensitive financial information.

Commercial construction loans, industrial properties, and blanket loans are part and parcel of commercial property lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Commercial Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Commercial loans in could best be arranged by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.



  • Farmers and Merchants Saving Bank
  • 101 E Main St, Manchester, IA, 52057
  • Lends in Iowa
  • F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.

  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • Lends in Iowa
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.

    United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships

  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • Lends in Iowa
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.

  • Pinnacle Bank Iowa
  • 2206 South Center Street, Marshalltown, IA, 50158
  • Lends in Iowa
  • Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.

  • Peoples Trust and Savings Bank
  • 90 E. Railroad St, Riverside, IA, 52327
  • Lends in Iowa
  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.

  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • Lends in Iowa
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.

    We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.

  • Iowa State Bank
  • 240 Linn Street, Brunsville, IA, 51008
  • Lends in Iowa
  • Iowa State Bank is a full service bank with locations in Hull, Ireton, Orange City, Paullina, Remsen, Sanborn, and Sheldon, Iowa.
    Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.

  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • Lends in Iowa
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.

  • GNB Bank
  • 529 G Ave, Grundy Center, IA, 50638
  • Lends in Iowa
  • GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance

  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • Lends in Iowa
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.