2025 best hard money commercial lenders of KS

Get the best commercial hard money loan rates from 149 commercial hard money lenders in Kansas ready to fund loans for commercial properties purchases, refinance, or construction for commercially zoned properties.

Find out your commercial hard money loan options and rates by selecting lenders from our 2025 complete list of commercial hard money lenders in the State of Kansas

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Commercial loans and Industrial loans

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Commercial construction loans, industrial properties, and blanket loans are part and parcel of commercial property lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Commercial Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Commercial loans in could best be arranged by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.




  • Guaranty State Bank and Trust Company
  • 201 South Mill Street, Beloit, KS, 67420
  • The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.

  • Citizens State Bank
  • 601 S. Main Street, Hugoton, KS, 67951
  • The Citizens State Bank is a branch office of The Citizens State Bank. They provide the following services: Full Service Office Location and are located at 601 S. Main Street in Hugoton Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • The Haviland State Bank
  • 209 North Main Street, Haviland, KS, 67059
  • Haviland State Bank opened in 1903 by George Lemon of Pratt. The First directors of the bank were founder George Lemon, President; Otto H. Bock, Secretary and Cashier; H.A. Barbee, a cattleman near Pratt; R.D. Woodward, and L.J. Woodward of Haviland. When HSB first opened in 1903 the money was not kept in the bank.

  • Grant County Bank
  • 201 South Main Street, Ulysses, KS, 67880
  • The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.

  • The Halstead Bank
  • 314 Main Street, Halstead, KS, 67056
  • The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.

  • Fusion Bank
  • 116 West Sixth Street, Larned, KS, 67550
  • Fusion Bank, which has locations in Larned, Overland Park, and Pratt, attributes its longevity to dedicated people and a commitment to quality. The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.

  • The First National Bank of Washington
  • 101 C Street, Washington, KS, 66968
  • FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity

  • The First National Bank of Beloit
  • 101 East Main Street, Beloit, KS, 67420
  • As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,

  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.

  • Ford County State Bank
  • 322 N Main St, Spearville, KS, 67876
  • Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.

  • The Exchange State Bank of St. Paul, Kansas
  • 408 5th St, Saint Paul, KS, 66771
  • Exchange State Bank had its beginning in South Mound, Kansas, on September 26, 1914, as The South Mound State Bank. It wasn't until twenty years later that the charter was moved to St. Paul, Kansas & became The Exchange State Bank on November 14, 1934. The bank was located at the northwest corner of 5th & Main Streets & remained there for 35 years.
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