2025 Construction Loans use AI Lenders complete for Daphne, Alabama

The Lendersa® directory of construction loan providers in Daphne, AL comprises regional banks, national financial institutions, as well as local hard money lenders who offer private funds for your new builds or significant renovations.

In Daphne, AL, lenders estimate construction costs for a 2,000 square foot home, ranging from $213,986 for basic builds to $388,731 for more luxurious constructions. The interest rate and terms of construction loans vary depending on factors like borrowers' finances, loan-to-value (LTV), after-repair value (ARV), and the type of lender you choose.

Explore loan proposals from 100 different lenders

Discover the remarkable construction loan calculator

Utilizing advanced AI technology, Lendersa® seamlessly aligns your financing requests with a broad array of construction lenders, ensuring that all your building financing necessities are attended to. Now, you can easily find the best available construction rates for projects like new builds, fix and flips, or significant rehabilitations on both residential and commercial sites in AL.

Local construction loan providers near you

Preventing unnecessary credit checks can help preserve your credit rating. Obtain preapproval for your land loan without needing to divulge your Social Security number or other sensitive financial details.

There is a possibility of qualifying for 100% LTV (Loan to Value) financing if you choose to use additional property as collateral through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers within the zip codes 36527, 36526.



  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
  • TVA Community Credit Union
  • 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
  • TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
  • First Metro Bank
  • 406 West Avalon Avenue, Muscle Shoals, AL, 35661
  • First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.
  • Listerhill Credit Union
  • 4790 East 2nd Street, Muscle Shoals, AL, 35661
  • "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community. In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
  • Centric Federal Credit Union
  • 3711 Cypress Street, Suite 1, West Monroe, LA, 71291
  • Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
  • First American National Bank
  • 1251 First American Drive, Iuka, MS, 38852
  • First American will be a leading financial services company in Northeast Mississippi, known for its dedication to quality, strength and integrity. We will be the financial services provider of choice and the employer of choice for performance-oriented associates in each community we serve.
  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
  • First Fidelity Bank
  • 1400 Gault Avenue North, Fort Payne, AL, 35967
  • First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
  • Wilcox County State Bank
  • 105 Depot Street, Abbeville, GA, 31001
  • Abbeville State Bank. When the board decided to branch to nearby Rochelle, the name was changed to Wilcox County State Bank (WCSB) thereby increasing its primary market area to include all of Wilcox County, GA and the surrounding communities. The main office is located at 105 Depot St. Abbeville, GA
  • First Natural state Bank
  • 500 North Second Street, Mc Gehee, AR, 71654
  • The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.