2026 Construction Loan Lenders for Elba, Alabama

The Lendersa® database of construction loan lenders in Elba, AL, includes regional banks, national lenders, and local hard money lenders who use private funds for your ground-up construction or major renovation projects.

Lenders in Elba, AL, calculate costs for a 2,000-square-foot home ranging from $212,479 for essential builds to $387,224 for more upscale constructions. Interest rates and terms vary based on the borrower's financial profile, LTV, ARV, and the chosen lender type.

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To meet your construction financing needs, Lendersa® uses AI technology to match your loan request with numerous lenders, helping you find superior construction rates for new builds, fix-and-flip projects, or major rehabs in AL.

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Protect your credit score by avoiding excessive inquiries. Preapproval for land loans is available without needing your social security number or other sensitive information.

You might be eligible for 100% LTV financing by pledging extra property as collateral in a blanket loan.

Use the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 36323.



Elba Construction Loan Lenders

  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • Lends in Alabama
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.

  • Southern Independent Bank
  • 503 North Main St., Opp, AL, 36467
  • Lends in Alabama
  • In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.

  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • Lends in Alabama
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.

  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Lends in Alabama
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.

  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • Lends in Alabama
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.