356 Construction Loan Lenders with AI in Oxford, Alabama 2025

The Lendersa® directory compiles a variety of construction loan options in Oxford, AL, from regional banks and national lenders to local hard money financiers. These lenders utilize private funds for projects like ground-up developments and significant renovations.

In Oxford, AL, the estimated cost for constructing a 2,000 Sqft home ranges from $213,766 for basic work to $388,511 for more elaborate constructions. The interest rates and loan terms are influenced by factors such as the borrower's financial situation, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender chosen.

Review and compare loan offers from 100 lenders today

Explore the Magic of the Construction Loan Calculator

To meet all your construction financing needs, Lendersa® employs sophisticated AI technology to instantly connect your loan request with various construction lenders. Discover top-tier construction rates for projects, whether they involve new builds, fix-and-flips, or major rehabs on residential and commercial properties across AL.

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To maintain a strong credit score, avoid unnecessary credit inquiries. You can secure preapproval for a land loan without revealing your social security number or any sensitive financial information.

If you choose to use additional property as collateral (a blanket loan), you might be entitled to 100% LTV financing.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in ZIP codes 36260, 36203, 36253.



  • Listerhill Credit Union
  • 4790 East 2nd Street, Muscle Shoals, AL, 35661
  • "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community. In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
  • First National Bank
  • 206 South First Street, Pulaski, TN, 38478
  • First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
  • Town-Country National Bank
  • 118 Broad St, Camden, AL, 36726
  • Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
  • Community Neighbor Bank
  • 3 Water St, Camden, AL, 36726
  • Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.