Theodore, Alabama Construction loan lenders AI selection 2025

Lendersa® offers a range of construction loan lenders in Theodore, AL, including regional banks, national lenders, and local hard money lenders who use private money for your ground-up construction and major rehab projects.

In Theodore, AL, lenders estimate construction costs for a 2,000 Sq Ft home between $213,029 for basic constructions and $387,774 for more elaborate projects. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and type of lender chosen.

Compare offers from 100 lenders

Discover the magic construction loan calculator

Lendersa®'s AI technology efficiently matches your loan request with hundreds of construction lenders, ensuring your financing needs are met. Find excellent construction rates to finance new builds, fix-and-flip projects, or major renovations on both residential and commercial properties in AL.

Find construction loan lenders near you

To protect your credit score, minimize unnecessary inquiries. Preapproval for land loans is available without needing to disclose your social security number or sensitive information.

You might qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan agreement.

Use the Lendersa® land loan calculator to find lenders for vacant land in zip codes 36590, 36582.



  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Exchange Bank and Trust Company
  • 523 Delaware, Perry, OK, 73077
  • The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
  • 1st Signature Lending
  • 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256
  • "1st Signature Lending is a unique mortgage company with the borrower's interest in mind. At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.
  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.
  • Hoosier Heartland State Bank
  • 1661 S. Us Highway 231, Crawfordsville, IN, 47933
  • For over 100 years Hoosier Heartland State Bank has been committed to the communities we serve. We are dedicated to our Mission, Vision and Values and we conduct business in accordance with these standards 100% of the time. It is the Mission of Hoosier Heartland State Bank to be an industry leader in redefining what it means to be a Community Bank.