4 Construction Loan Lenders in Theodore, Alabama in 2026

Lendersa® offers a range of construction loan lenders in Theodore, AL, including regional banks, national lenders, and local hard money lenders who use private money for your ground-up construction and major rehab projects.

In Theodore, AL, lenders estimate construction costs for a 2,000 Sq Ft home between $213,029 for basic constructions and $387,774 for more elaborate projects. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and type of lender chosen.

Compare offers from 100 lenders

Discover the magic construction loan calculator

Lendersa®'s AI technology efficiently matches your loan request with hundreds of construction lenders, ensuring your financing needs are met. Find excellent construction rates to finance new builds, fix-and-flip projects, or major renovations on both residential and commercial properties in AL.

Find construction loan lenders near you

To protect your credit score, minimize unnecessary inquiries. Preapproval for land loans is available without needing to disclose your social security number or sensitive information.

You might qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan agreement.

Use the Lendersa® land loan calculator to find lenders for vacant land in zip codes 36590.



Theodore Construction Loan Lenders

  • AFC Mortgage
  • 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609
  • Lends in Alabama
  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.

    Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars

  • 22nd State Bank
  • 51 St. Joseph St., Mobile, AL, 36602
  • Lends in Alabama
  • 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.

  • Bay Mortgage Corporation
  • 7549 Assunta Court, Fairhope, AL, 36532
  • Lends in Alabama
  • At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.

  • All-Star Mortgages, LLC
  • 207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
  • Lends in Alabama
  • All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.

  • Citizens Bank, Inc.
  • 21980 Palmer Street, Robertsdale, AL, 36567
  • Lends in Alabama
  • Citizens' Bank has branches throughout Baldwin County, & its board members and employees live in Baldwin County. So, when we make decisions, we do so with our neighbors and community in mind. Since 1981 we have been building relationships that last, and it is with strength, prosperity & independence that we strive to be the premier community bank.

  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • Lends in Alabama
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.

  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • Lends in Alabama
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.

  • Town-Country National Bank
  • 118 Broad St, Camden, AL, 36726
  • Lends in Alabama
  • Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area

  • Community Neighbor Bank
  • 3 Water St, Camden, AL, 36726
  • Lends in Alabama
  • Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.

Also lends in Alabama

  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!