Carefree, Arizona Construction loan lenders AI selection 2025

Lendersa® provides a detailed listing of construction loan lenders in Carefree, AZ. This list encompasses a wide array of financial resources, including regional banks, national lending institutions, and local hard money lenders that utilize private funding for supporting ground-up construction projects or extensive rehabilitation. These varied options are designed to cater to diverse construction needs and financial situations, ensuring that whether you're involved in a new build or a significant renovation, there are financial solutions available to you.

In Carefree, AZ, lenders assess the construction costs of building a 2,000 square foot home, ranging from $235,221 for basic construction to $426,916 for more refined and luxurious builds. Interest rates and loan terms for construction financing can fluctuate significantly based on various factors. These include the borrower's financial profile, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the specific type of lender you opt for during your project planning.

Review and compare loan offers from a broad selection of 100 lenders

Experience the Value of the Magic Construction Loan Calculator

Using state-of-the-art AI technology, Lendersa® ensures that all your construction financing requirements are effectively met by instantly aligning your loan request with hundreds of potential construction lenders. This allows you to access optimal construction rates for financing endeavours such as ground-up construction, fix-and-flip investments, or major rehab projects on both residential and commercial properties throughout AZ.

Seeking Construction Loan Lenders Near You?

Protect your credit score by limiting unnecessary inquiries. You can achieve preapproval for your land loan without the need to disclose your social security number or other sensitive financial information, maintaining confidentiality throughout the process.

There is the possibility to qualify for 100% LTV (Loan-to-Value) financing when you agree to use additional property as collateral, known as a blanket loan. This approach can greatly enhance your financing options.

Make use of the Lendersa® land loan calculator to efficiently locate lenders offering vacant land loans within specific zip codes 85377, allowing you to easily find the financial resources best suited to your land acquisition needs.



  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
  • First Financial Credit Union NM
  • 4910 Union Way NE, Albuquerque, NM, 87107
  • First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
  • Axos Bank
  • 4350 La Jolla Village Dr, San Diego, CA, 92122
  • Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
  • Triumph Capital Partners
  • 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075
  • The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.
  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.
  • Valor Lending Group
  • 350 10th Ave, 10th Floor, San Diego, CA, 92101
  • We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!